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๋ผ๋ฒจ์ด Lease Renewal์ธ ๊ฒŒ์‹œ๋ฌผ ํ‘œ์‹œ

2025์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ๋†“์น˜๋ฉด ํ›„ํšŒํ•ฉ๋‹ˆ๋‹ค! ์กฐ๊ฑด·์šฐ๋Œ€๊ธˆ๋ฆฌ ์™„๋ฒฝ ์ •๋ฆฌ

| ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? ์š”์ฆ˜ ๋ถ€๋™์‚ฐ ์‹œ์žฅ์ด ๋‹ค์‹œ ์ถœ๋ ์ด๊ณ  ์žˆ์–ด์š”. ์ฃผํƒ๋‹ด๋ณด๋Œ€์ถœ ๊ธˆ๋ฆฌ๋Š” ์™„๋งŒํ•˜๊ฒŒ ๋‚ด๋ ค๊ฐ€๋Š” ๋“ฏํ•˜์ง€๋งŒ, ์‹ค์ˆ˜์š”์ž ์ž…์žฅ์—์„œ๋Š” ์—ฌ์ „ํžˆ ๋ถ€๋‹ด์Šค๋Ÿฝ์ฃ . ์ด๋Ÿฐ ์ƒํ™ฉ์—์„œ ์ •๋ถ€๊ฐ€ ์‹ ์ƒ์•„ ์ถœ์‚ฐ ๊ฐ€๊ตฌ ๋ฅผ ์œ„ํ•ด ๋งˆ๋ จํ•œ ํŠน๋ก€์ƒํ’ˆ์ด ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. 2023๋…„ ์ดํ›„ ์ถœ์‚ฐํ•œ ๊ฐ€๊ตฌ๋ผ๋ฉด ๋ˆ„๊ตฌ๋‚˜ ํ•œ ๋ฒˆ์ฏค ๋“ค์–ด๋ดค์„ ‘์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ’ , ๊ทธ ์กฐ๊ฑด๊ณผ ์šฐ๋Œ€๊ธˆ๋ฆฌ, ๊ทธ๋ฆฌ๊ณ  ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ํฌ์ธํŠธ๊นŒ์ง€ ์˜ค๋Š˜ ํ•œ๋ˆˆ์— ์ •๋ฆฌํ•ด๋“œ๋ฆด๊ฒŒ์š”. ํŠนํžˆ, 1์ฃผํƒ์ž์˜ ๋Œ€ํ™˜๋„ ๊ฐ€๋Šฅ ํ•˜๊ณ , ์ถ”๊ฐ€ ์ถœ์‚ฐ ์‹œ ๊ธˆ๋ฆฌ ํ˜œํƒ์ด ์ตœ๋Œ€ 15๋…„ ๊นŒ์ง€ ์ด์–ด์งˆ ์ˆ˜ ์žˆ๋Š” ์ ์€ ์ž๋…€ ๊ณ„ํš์ด ์žˆ๋Š” ๊ฐ€๊ตฌ์—๊ฒ ๋”ํ•  ๋‚˜์œ„ ์—†๋Š” ๊ธฐํšŒ๊ฐ€ ๋  ์ˆ˜ ์žˆ์–ด์š”. ์ง€๊ธˆ ์‹ ์ฒญ ๊ฐ€๋Šฅํ•œ์ง€, ์–ด๋–ค ๊ธฐ์ค€์„ ์ถฉ์กฑํ•ด์•ผ ํ•˜๋Š”์ง€ ๊ถ๊ธˆํ•˜์‹œ๋‹ค๋ฉด ์˜ค๋Š˜ ๊ธ€ ๋๊นŒ์ง€ ์ฝ์–ด๋ณด์‹œ๋ฉด ๋ถ„๋ช… ๋„์›€์ด ๋˜์‹ค ๊ฑฐ์˜ˆ์š”. ๐Ÿ“Œ ๋ชฉ์ฐจ ๋ณด๊ธฐ (ํด๋ฆญํ•˜์—ฌ ํŽผ์น˜๊ธฐ) | ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? | ๋Œ€์ถœ ์ž๊ฒฉ์š”๊ฑด ์ด์ •๋ฆฌ (2025๋…„ ๊ธฐ์ค€) | ๋Œ€์ถœ์กฐ๊ฑด – ํ•œ๋„, ๊ธˆ๋ฆฌ, ๊ธฐ๊ฐ„ | ์šฐ๋Œ€๊ธˆ๋ฆฌ ์ ์šฉ ์š”๊ฑด 7๊ฐ€์ง€ | ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ์ฃผ์š” ํฌ์ธํŠธ | ์ž์ฃผ ๋ฌป๋Š” ์งˆ๋ฌธ ์ •๋ฆฌ (Q&A) | ์‹ ์ƒ์•„ ๋””๋”ค๋Œ๋Œ€์ถœ ์ฒดํฌ๋ฆฌ์ŠคํŠธ | ๋งˆ๋ฌด๋ฆฌ ์š”์•ฝ ๋ฐ ์‹ ์ฒญ ํŒ | Why the “Newborn Special Didimdol Loan” is getting attention again The housing market has been fluctuating again recently. While mortgage interest rates seem to be slightly declining, they remain a heavy burden for actual homebuyers. That’s why the government’s special mortgage program for families with newborns — t...

2๋…„ ๋งŒ๊ธฐ! ๋ฌต์‹œ์  ๊ฐฑ์‹ ? ๊ณ„์•ฝ๊ฐฑ์‹ ์ฒญ๊ตฌ๊ถŒ? ์ œ๋Œ€๋กœ ๋น„๊ตํ•ด๋“œ๋ฆฝ๋‹ˆ๋‹ค

์ด๋ฏธ์ง€
“๊ณ„์•ฝ ๋งŒ๋ฃŒ๊ฐ€ ๋‹ค๊ฐ€์˜ค๋Š”๋ฐ, ์—ฐ์žฅ ์–ด๋–ป๊ฒŒ ํ•ด์•ผ ํ• ๊นŒ?” “My lease is ending soon… what should I do?” ํŠนํžˆ ์ฒ˜์Œ ์ž„๋Œ€ ๊ณ„์•ฝ์„ ํ•˜์‹  ๋ถ„๋“ค์€ ์—ฐ์žฅ ๋ฐฉ๋ฒ•๋„, ๋ณด์ฆ๊ธˆ์ด ๋ฐ”๋€Œ๋Š” ์ƒํ™ฉ๋„ ์ฐธ ๋ณต์žกํ•˜๊ฒŒ ๋А๊ปด์ง€์ฃ . If you’re new to renting, renewing a lease — especially with a deposit change — can feel confusing. ๊ฑฑ์ • ๋งˆ์„ธ์š”! ์˜ค๋Š˜์€ ๋ฌต์‹œ์  ๊ฐฑ์‹ , ๊ณ„์•ฝ๊ฐฑ์‹ ์ฒญ๊ตฌ๊ถŒ, ์žฌ๊ณ„์•ฝ 3๊ฐ€์ง€ ๋ฐฉ๋ฒ•๋ถ€ํ„ฐ ๋ณด์ฆ๊ธˆ ๋ณ€๊ฒฝ ์‹œ ์ฃผ์˜์‚ฌํ•ญ ๊ณผ ํ™•์ •์ผ์ž ์ฒดํฌํฌ์ธํŠธ ๊นŒ์ง€ ํ•˜๋‚˜์”ฉ ์‰ฝ๊ฒŒ ์•Œ๋ ค๋“œ๋ฆด๊ฒŒ์š” ๐Ÿ˜Š | 1️⃣ ์ž„๋Œ€ ๊ณ„์•ฝ ์—ฐ์žฅ ๋ฐฉ๋ฒ• 3๊ฐ€์ง€ 3 Ways to Extend Your Lease ๋ฌต์‹œ์  ๊ฐฑ์‹  – ๋ง์—†์ด ๊ณ„์† ์‚ด๋ฉด ์ž๋™ ์—ฐ์žฅ Implied renewal: Automatic if both parties stay silent ๊ณ„์•ฝ๊ฐฑ์‹ ์ฒญ๊ตฌ๊ถŒ – ์ž„์ฐจ์ธ์ด ์š”๊ตฌํ•˜๋Š” ๋ฒ•์  2๋…„ ์—ฐ์žฅ Tenant’s legal right to request one 2-year extension ์žฌ๊ณ„์•ฝ – ๋ณด์ฆ๊ธˆ·์กฐ๊ฑด ๋ณ€๊ฒฝ ์‹œ ์ƒˆ ๊ณ„์•ฝ์„œ ์ž‘์„ฑ New contract with revised terms | ๋ฌต์‹œ์  ๊ฐฑ์‹ ์ด๋ž€? What is Implied Renewal? ๊ณ„์•ฝ ๋งŒ๋ฃŒ 6๊ฐœ์›” ์ „๋ถ€ํ„ฐ 2๊ฐœ์›” ์ „๊นŒ์ง€ ์ž„๋Œ€์ธ๊ณผ ์ž„์ฐจ์ธ ๋ชจ๋‘ ๊ฐฑ์‹  ๊ฑฐ์ ˆ ๋˜๋Š” ์กฐ๊ฑด ๋ณ€๊ฒฝ ํ†ต๋ณด๋ฅผ ํ•˜์ง€ ์•Š์œผ๋ฉด If neither landlord nor tenant gives notice between 6 to 2 months before lease end, ๊ธฐ์กด ์กฐ๊ฑด ๊ทธ๋Œ€๋กœ 2๋…„์ด ์—ฐ์žฅ ๋ฉ๋‹ˆ๋‹ค. (์ฃผํƒ์ž„๋Œ€์ฐจ๋ณดํ˜ธ๋ฒ• ์ œ6์กฐ) ๐ŸŸข ์žฅ์ : ๊ณ„์•ฝ์„œ ์—†์ด๋„ ์ž๋™ ์—ฐ์žฅ ๊ฐ€๋Šฅ Auto-renews without new paperwork ๐Ÿ”ด ๋‹จ์ : 6~2๊ฐœ์›” ์ „ ํ†ต์ง€ ์‹œ ๊ฐฑ์‹  ๋ถˆ๊ฐ€ No renewal if proper notice is given within legal window ...

๋ถ€๋™์‚ฐ ๊ณ„์•ฝ ์‹œ ๊ผญ ์•Œ์•„์•ผ ํ•  ๋‚ ์งœ ๊ณ„์‚ฐ ๊ฟ€ํŒ! ์ดˆ์ผ์‚ฐ์ž…?์ดˆ์ผ๋ถˆ์‚ฐ์ž…?

์ด๋ฏธ์ง€
  ๋ถ€๋™์‚ฐ ๊ณ„์•ฝ์„ ํ•  ๋•Œ ‘๊ณ„์•ฝ ๊ธฐ๊ฐ„’ ์€ ์ •๋ง ์ค‘์š”ํ•œ ์š”์†Œ์˜ˆ์š”. Contract duration in real estate is super important! ํ•˜๋ฃจ ์ฐจ์ด๋กœ ์ˆ˜๋ฐฑ๋งŒ ์›์ด ์™”๋‹ค ๊ฐ”๋‹ค ํ•  ์ˆ˜๋„ ์žˆ๋‹ค๋Š” ์‚ฌ์‹ค, ์•Œ๊ณ  ๊ณ„์…จ๋‚˜์š”? Did you know a single day difference could cost you millions of won? ํŠนํžˆ ์ „์„ธ์ž๊ธˆ๋Œ€์ถœ์ด๋‚˜ ๊ณ„์•ฝ ๊ฐฑ์‹  ์‹œ ๊ผญ ์•Œ์•„์•ผ ํ•˜๋Š” ๋‘ ๊ฐ€์ง€ ๊ฐœ๋…, Especially for jeonse loans or renewals, two terms are crucial: ๋ฐ”๋กœ ‘์ดˆ์ผ์‚ฐ์ž…’ ๊ณผ ‘์ดˆ์ผ ๋ถˆ์‚ฐ์ž…’ ์ด์—์š”! Inclusive vs Exclusive start dates! ์ง€๋‹ˆ๊ฐ€ ์˜ˆ์‹œ์™€ ๊ฟ€ํŒ๊นŒ์ง€ ์•Œ๊ธฐ ์‰ฝ๊ฒŒ ์ •๋ฆฌํ•ด ๋“œ๋ฆด๊ฒŒ์š” ๐ŸŠ Let’s break it down with simple examples and pro tips! ๐Ÿ“Œ ์ดˆ์ผ์‚ฐ์ž… vs ์ดˆ์ผ ๋ถˆ์‚ฐ์ž…, ์‰ฝ๊ฒŒ ๋งํ•˜๋ฉด? Inclusive vs Exclusive – What’s the difference? ๊ตฌ๋ถ„ Type ์„ค๋ช… Explanation ์˜ˆ์‹œ Example ํŠน์ง• Feature ์ดˆ์ผ์‚ฐ์ž… Inclusive ๊ณ„์•ฝ ์‹œ์ž‘์ผ ํฌํ•จ Start date is included 2025.01.01 ~ 2027.12.31 ✅ ๋ช…ํ™•ํ•œ ๊ณ„์•ฝ ๊ธฐ๊ฐ„ Clear duration ⚠ ํ•˜๋ฃจ ์งง์€ ์ฒด๊ฐ Feels one day shorter ์ดˆ์ผ ๋ถˆ์‚ฐ์ž… Exclusive ๊ณ„์•ฝ ์‹œ์ž‘์ผ ์ œ์™ธ Start date not included 2025.01.01 ~ 2027.01.01 ✅ ์‹ค์ œ ์ฒด๋ฅ˜ ๊ธธ์–ด์ง More real stay time ⚠ ๋‚ ์งœ ํ˜ผ๋ž€ ๊ฐ€๋Šฅ Confusing dates ๐Ÿงพ ๋ฏผ๋ฒ• ์ œ157์กฐ ์—์„œ๋Š” ์›์น™์ ์œผ๋กœ ‘์ดˆ์ผ ๋ถˆ์‚ฐ์ž…’ ์ด ๊ธฐ๋ณธ! By Korean civil law Article 157, exclusive start is the default! ํ•˜์ง€๋งŒ ํ•ฉ์˜ ์‹œ ...

์ž„์ฐจ์ธ์ด ๊ณ„์•ฝ๊ฐฑ์‹  ํ›„ ๋งˆ์Œ์ด ๋ฐ”๋€Œ์—ˆ๋‹ค๋ฉด? ๋ณด์ฆ๊ธˆ์€ ์–ธ์ œ ๋ฐ›์„ ์ˆ˜ ์žˆ์„๊นŒ?

์ด๋ฏธ์ง€
์ž„์ฐจ์ธ์ด “๊ณ„์•ฝ ์—ฐ์žฅํ• ๊ฒŒ์š”!” ํ–ˆ๋‹ค๊ฐ€ ๊ฐ‘์ž๊ธฐ “๊ทธ๋ƒฅ ๋‚˜๊ฐˆ๋ž˜์š”…”๋ผ๊ณ  ๋งˆ์Œ์„ ๋ฐ”๊พธ๋ฉด, ์ž„๋Œ€์ธ์€ ์ˆœ๊ฐ„ ๋ฉ˜๋ถ• ์ด ์˜ฌ ์ˆ˜๋„ ์žˆ์ฃ  ๐Ÿ˜… ํŠนํžˆ ์š”์ฆ˜์ฒ˜๋Ÿผ ๊ฑฐ๋ž˜๊ฐ€ ์ž˜ ์•ˆ ๋˜๋Š” ์‹œ๊ธฐ์—๋Š” ๋ณด์ฆ๊ธˆ ๋ฐ˜ํ™˜ ์‹œ์  ์ด ๊ฝค ๋ฏผ๊ฐํ•œ ๋ฌธ์ œ์ผ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. The tenant first says, “Let’s renew the lease!” and then suddenly changes their mind: “Actually, I’m moving out.” For the landlord, that kind of switch can be a real headache ๐Ÿ˜… Especially when the market is slow and hard to re-rent. ๊ทธ๋ ‡๋‹ค๋ฉด, ์ด๋Ÿฐ ๊ฒฝ์šฐ ์–ธ์ œ๊นŒ์ง€ ๋ณด์ฆ๊ธˆ์„ ๋Œ๋ ค์ค˜์•ผ ํ• ๊นŒ์š”? ๋Œ€๋ฒ•์›์˜ ์ตœ์‹  ํŒ๋ก€๋ฅผ ๋ฐ”ํƒ•์œผ๋กœ ํ•˜๋‚˜์”ฉ ํ’€์–ด๋ณผ๊ฒŒ์š”! So the big question is — when does the landlord have to return the deposit? Let’s take a careful look, based on a recent Supreme Court ruling. ๐Ÿ“Œ ๋Œ€๋ฒ•์› ํŒ๊ฒฐ ์š”์ง€ Supreme Court Ruling Summary ์ž„์ฐจ์ธ์ด ๊ฐฑ์‹ ์„ ์š”์ฒญํ•˜์—ฌ ํšจ๋ ฅ์ด ๋ฐœ์ƒํ•œ ๊ฒฝ์šฐ → ํ•ด์ง€ ํ†ต๋ณด ๊ฐ€๋Šฅ If the tenant has requested renewal and it has taken effect → Tenant can still give notice to terminate ํ•ด์ง€ ํ†ต๋ณด๊ฐ€ ์ž„๋Œ€์ธ์—๊ฒŒ ๋„๋‹ฌํ•œ ๋‚ ๋กœ๋ถ€ํ„ฐ 3๊ฐœ์›” ํ›„ ๊ณ„์•ฝ ์ข…๋ฃŒ Contract ends 3 months after the landlord receives the termination notice ์‹ฌ์ง€์–ด ๊ฐฑ์‹ ๊ธฐ๊ฐ„์ด ์‹œ์ž‘๋˜๊ธฐ ์ „์ด๋ผ๋„ ๋™์ผํ•˜๊ฒŒ ์ ์šฉ Even if the renewal period hasn’t started yet, the rule still applies ๐Ÿงพ ์‚ฌ...