๊ธ€

๋ผ๋ฒจ์ด ์‹ ํ˜ผ๋ถ€๋ถ€ ์ „์„ธ์ž๊ธˆ๋Œ€์ถœ์ธ ๊ฒŒ์‹œ๋ฌผ ํ‘œ์‹œ

2025์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ๋†“์น˜๋ฉด ํ›„ํšŒํ•ฉ๋‹ˆ๋‹ค! ์กฐ๊ฑด·์šฐ๋Œ€๊ธˆ๋ฆฌ ์™„๋ฒฝ ์ •๋ฆฌ

| ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? ์š”์ฆ˜ ๋ถ€๋™์‚ฐ ์‹œ์žฅ์ด ๋‹ค์‹œ ์ถœ๋ ์ด๊ณ  ์žˆ์–ด์š”. ์ฃผํƒ๋‹ด๋ณด๋Œ€์ถœ ๊ธˆ๋ฆฌ๋Š” ์™„๋งŒํ•˜๊ฒŒ ๋‚ด๋ ค๊ฐ€๋Š” ๋“ฏํ•˜์ง€๋งŒ, ์‹ค์ˆ˜์š”์ž ์ž…์žฅ์—์„œ๋Š” ์—ฌ์ „ํžˆ ๋ถ€๋‹ด์Šค๋Ÿฝ์ฃ . ์ด๋Ÿฐ ์ƒํ™ฉ์—์„œ ์ •๋ถ€๊ฐ€ ์‹ ์ƒ์•„ ์ถœ์‚ฐ ๊ฐ€๊ตฌ ๋ฅผ ์œ„ํ•ด ๋งˆ๋ จํ•œ ํŠน๋ก€์ƒํ’ˆ์ด ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. 2023๋…„ ์ดํ›„ ์ถœ์‚ฐํ•œ ๊ฐ€๊ตฌ๋ผ๋ฉด ๋ˆ„๊ตฌ๋‚˜ ํ•œ ๋ฒˆ์ฏค ๋“ค์–ด๋ดค์„ ‘์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ’ , ๊ทธ ์กฐ๊ฑด๊ณผ ์šฐ๋Œ€๊ธˆ๋ฆฌ, ๊ทธ๋ฆฌ๊ณ  ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ํฌ์ธํŠธ๊นŒ์ง€ ์˜ค๋Š˜ ํ•œ๋ˆˆ์— ์ •๋ฆฌํ•ด๋“œ๋ฆด๊ฒŒ์š”. ํŠนํžˆ, 1์ฃผํƒ์ž์˜ ๋Œ€ํ™˜๋„ ๊ฐ€๋Šฅ ํ•˜๊ณ , ์ถ”๊ฐ€ ์ถœ์‚ฐ ์‹œ ๊ธˆ๋ฆฌ ํ˜œํƒ์ด ์ตœ๋Œ€ 15๋…„ ๊นŒ์ง€ ์ด์–ด์งˆ ์ˆ˜ ์žˆ๋Š” ์ ์€ ์ž๋…€ ๊ณ„ํš์ด ์žˆ๋Š” ๊ฐ€๊ตฌ์—๊ฒ ๋”ํ•  ๋‚˜์œ„ ์—†๋Š” ๊ธฐํšŒ๊ฐ€ ๋  ์ˆ˜ ์žˆ์–ด์š”. ์ง€๊ธˆ ์‹ ์ฒญ ๊ฐ€๋Šฅํ•œ์ง€, ์–ด๋–ค ๊ธฐ์ค€์„ ์ถฉ์กฑํ•ด์•ผ ํ•˜๋Š”์ง€ ๊ถ๊ธˆํ•˜์‹œ๋‹ค๋ฉด ์˜ค๋Š˜ ๊ธ€ ๋๊นŒ์ง€ ์ฝ์–ด๋ณด์‹œ๋ฉด ๋ถ„๋ช… ๋„์›€์ด ๋˜์‹ค ๊ฑฐ์˜ˆ์š”. ๐Ÿ“Œ ๋ชฉ์ฐจ ๋ณด๊ธฐ (ํด๋ฆญํ•˜์—ฌ ํŽผ์น˜๊ธฐ) | ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? | ๋Œ€์ถœ ์ž๊ฒฉ์š”๊ฑด ์ด์ •๋ฆฌ (2025๋…„ ๊ธฐ์ค€) | ๋Œ€์ถœ์กฐ๊ฑด – ํ•œ๋„, ๊ธˆ๋ฆฌ, ๊ธฐ๊ฐ„ | ์šฐ๋Œ€๊ธˆ๋ฆฌ ์ ์šฉ ์š”๊ฑด 7๊ฐ€์ง€ | ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ์ฃผ์š” ํฌ์ธํŠธ | ์ž์ฃผ ๋ฌป๋Š” ์งˆ๋ฌธ ์ •๋ฆฌ (Q&A) | ์‹ ์ƒ์•„ ๋””๋”ค๋Œ๋Œ€์ถœ ์ฒดํฌ๋ฆฌ์ŠคํŠธ | ๋งˆ๋ฌด๋ฆฌ ์š”์•ฝ ๋ฐ ์‹ ์ฒญ ํŒ | Why the “Newborn Special Didimdol Loan” is getting attention again The housing market has been fluctuating again recently. While mortgage interest rates seem to be slightly declining, they remain a heavy burden for actual homebuyers. That’s why the government’s special mortgage program for families with newborns — t...

์‹ ์ฒญ๊ธฐํ•œ์€ ๋‹จ 3๊ฐœ์›”! ์‹ ํ˜ผ๋ถ€๋ถ€ ์ „์„ธ๋Œ€์ถœ ์‹ ์ฒญ A to Z(S3ํŽธ)

์ด๋ฏธ์ง€
| ์‹ ์ฒญํ•˜๋ ค๋Š”๋ฐ… ์–ธ์ œ๊นŒ์ง€? ๋ญ๋ถ€ํ„ฐ? ์‹ค์ „ ์ค€๋น„ํŽธ ์กฐ๊ฑด๋„ ๋งž๊ณ , ๊ธˆ๋ฆฌ๋„ ํ™•์ธํ–ˆ๊ณ … ์ด์ œ ์ง„์งœ ์‹ ์ฒญ๋งŒ ๋‚จ์•˜๋Š”๋ฐ, ๋ง‰์ƒ ํ•˜๋ ค๋‹ˆ๊นŒ ๋ญ๋ถ€ํ„ฐ ์ค€๋น„ํ•ด์•ผ ํ• ์ง€ ๋ง‰๋ง‰ ํ•˜์‹œ์ฃ ? “์ „์ž…์‹ ๊ณ ์ผ ๊ธฐ์ค€ 3๊ฐœ์›” ์ด๋‚ด?” “๊ณ„์•ฝ ๊ฐฑ์‹ ๋„ ์‹ ์ฒญ ๊ฐ€๋Šฅํ•œ๊ฐ€์š”?” “๊ฑด๊ฐ•๋ณดํ—˜ ์ž๊ฒฉ๋“์‹ค ํ™•์ธ์„œ… ์ด๊ฑด ์–ด๋””์„œ ๋ฝ‘์ง€?” ์‹ ํ˜ผ๋ถ€๋ถ€ ์ „์„ธ์ž๊ธˆ๋Œ€์ถœ์€ ๊ธฐํ•œ์„ ๋„˜๊ธฐ๋ฉด ๋ฌดํšจ ๊ฐ€ ๋˜๊ณ , ์„œ๋ฅ˜๋„ ๋น ์ง์—†์ด ์ฑ™๊ฒจ์•ผ ํ•˜๋Š” ์ผ์ž…๋‹ˆ๋‹ค. ์ด๋ฒˆ ๊ธ€์—์„œ๋Š” ์‹ค์ œ ์‹ ์ฒญ์„ ์•ž๋‘” ๋ถ„๋“ค์ด ๊ฐ€์žฅ ๊ถ๊ธˆํ•ดํ•˜๋Š” “์–ธ์ œ๊นŒ์ง€ ์‹ ์ฒญํ•ด์•ผ ํ•˜๋Š”์ง€”, “์„œ๋ฅ˜๋Š” ์–ด๋–ค ๊ฑธ ๋‚ด์•ผ ํ•˜๋Š”์ง€”, “์–ด๋””์„œ ์‹ ์ฒญํ•˜๋Š”์ง€” ๋ฅผ ํ•˜๋‚˜์”ฉ ์งš์–ด๋“œ๋ฆด๊ฒŒ์š”. | Ready to Apply? Know the Timing & Documents First! You meet the conditions, you’ve checked the rate… but now what? When exactly should you apply? What documents do you need? Where do you even start? If you miss the 3-month deadline from move-in or contract date, the loan becomes invalid. And if one paper is missing, the process stops cold. Yikes! In this final part of our series, we’ll walk through: ๐Ÿ“… Application deadlines (initial & renewal contracts) ๐Ÿ“„ Document checklist & where to get them...

์ตœ๋Œ€ 2์–ต 5์ฒœ, ๊ธˆ๋ฆฌ 1.9%! ์‹ ํ˜ผ๋ถ€๋ถ€ ์ „์„ธ๋Œ€์ถœ ๋‚˜๋Š” ์–ผ๋งˆ๋‚˜?(S2ํŽธ)

์ด๋ฏธ์ง€
| ๋‚ด๊ฐ€ ๋ฐ›์„ ์ˆ˜ ์žˆ๋Š” ๊ธˆ์•ก์€? ์‹ ํ˜ผ๋ถ€๋ถ€ ์ „์„ธ์ž๊ธˆ๋Œ€์ถœ ๊ธˆ๋ฆฌ์™€ ํ•œ๋„ ์ •๋ฆฌ ์‹ ์ฒญ์€ ๊ฐ€๋Šฅํ•œ ๊ฒƒ ๊ฐ™์€๋ฐ… ๋„๋Œ€์ฒด ์–ผ๋งˆ๊นŒ์ง€ ๋นŒ๋ฆด ์ˆ˜ ์žˆ์„๊นŒ? ์ „์„ธ ๋ณด์ฆ๊ธˆ์ด 3์–ต์ธ๋ฐ, ๋‚ด ์กฐ๊ฑด์ด๋ฉด ๋Œ€์ถœ์ด ์–ผ๋งˆ๋‚˜ ๋‚˜์˜ฌ๊นŒ? ๊ธˆ๋ฆฌ๋Š” ๋ช‡ ํผ์„ผํŠธ? ์ด๋Ÿฐ ๊ณ„์‚ฐ, ๋ง‰๋ง‰ํ•˜์‹œ์ฃ ? ๐Ÿ˜… ์‹ ํ˜ผ๋ถ€๋ถ€ ์ „์šฉ ์ „์„ธ์ž๊ธˆ๋Œ€์ถœ์€ ์กฐ๊ฑด์— ๋”ฐ๋ผ ๊ธˆ๋ฆฌ๋„, ๋Œ€์ถœ ํ•œ๋„๋„ ์ฒœ์ฐจ๋งŒ๋ณ„์ด์—์š”. ์†Œ๋“·๋ณด์ฆ๊ธˆ·์ž๋…€ ์ˆ˜์— ๋”ฐ๋ผ ์ ์šฉ ๊ธˆ๋ฆฌ๊ฐ€ ๋‹ค๋ฅด๊ณ , ์ง€์—ญ๋งˆ๋‹ค ํ•œ๋„๋„ ๋‹ค๋ฆ…๋‹ˆ๋‹ค. ์ด๋ฒˆ ๊ธ€์—์„œ๋Š” 2025๋…„ ๊ธฐ์ค€ ๊ธˆ๋ฆฌํ‘œ, ๋Œ€์ถœ ํ•œ๋„, ์šฐ๋Œ€ ์กฐ๊ฑด ๊นŒ์ง€ ๋ชจ๋‘ ์ •๋ฆฌํ•ด๋“œ๋ฆด๊ฒŒ์š”. ๋Œ€์ถฉ ๊ณ„์‚ฐํ•˜์ง€ ๋งˆ์„ธ์š”! ์ง€๊ธˆ ๋‚ด ์กฐ๊ฑด์œผ๋กœ ๋”ฑ ๋งž๋Š” ๋Œ€์ถœ ์กฐ๊ฑด์„ ์•Œ์•„๊ฐ€๋ณด์„ธ์š” ๐Ÿ˜Š | How Much Can We Borrow? Loan Limits & Interest Rates for Newlyweds You might qualify… but how much can you actually get? With a deposit of KRW 300 million, how much will the loan cover? What interest rate applies? If you're unsure, you're not alone ๐Ÿ˜… The loan terms for newlywed jeonse loans vary greatly depending on your income, number of children, and region. Both the loan limit and interest rate depend on your specific situation. In this post, we’ll break down the official 2025 rate table, loan limits by region, and all discoun...

์‹ ํ˜ผ๋ถ€๋ถ€ ์ „์šฉ ์ „์„ธ์ž๊ธˆ๋Œ€์ถœ, ๋‚˜๋„? 5๋ถ„ ์ฒดํฌ๋ฆฌ์ŠคํŠธ!(S1ํŽธ)

์ด๋ฏธ์ง€
| ์‹ ํ˜ผ๋ถ€๋ถ€ ์ „์„ธ์ž๊ธˆ๋Œ€์ถœ, ์ •๋ง ๋ฐ›์„ ์ˆ˜ ์žˆ์„๊นŒ? ์š”์ฆ˜ ์ „์…‹๊ฐ’์€ ํ•˜๋Š˜ ๋†’์€ ์ค„ ๋ชจ๋ฅด๊ณ  ์˜ค๋ฅด๊ณ , ์‹ ํ˜ผ์ง‘ ๋งˆ๋ จ์€ ์—ฌ์ „ํžˆ ํฐ ๊ณ ๋ฏผ์ด์ฃ . “์šฐ๋ฆฌ ์กฐ๊ฑด์— ๋งž์„๊นŒ?” “์†Œ๋“์ด ์กฐ๊ธˆ ๋„˜๋Š”๋ฐ๋„ ๊ดœ์ฐฎ์„๊นŒ?” ํ˜น์‹œ ์ด๋Ÿฐ ์ƒ๊ฐ, ํ•ด๋ณด์‹  ์  ์žˆ์œผ์‹ ๊ฐ€์š”? ์‹ ํ˜ผ๋ถ€๋ถ€๋ผ๋ฉด ๋ˆ„๊ตฌ๋‚˜ ํ•œ ๋ฒˆ์ฏค ๋“ค์–ด๋ดค์„ ‘์‹ ํ˜ผ๋ถ€๋ถ€ ์ „์šฉ ์ „์„ธ์ž๊ธˆ๋Œ€์ถœ’ ์กฐ๊ฑด๋งŒ ์ž˜ ๋งž์œผ๋ฉด ์ตœ๋Œ€ 2์–ต 5์ฒœ๋งŒ ์› ๊นŒ์ง€, ์ตœ์ € 1.9% ๊ธˆ๋ฆฌ ๋กœ ์ง€์›๋ฐ›์„ ์ˆ˜ ์žˆ์–ด์š”. ํ•˜์ง€๋งŒ ๋ณต์žกํ•œ ์กฐ๊ฑด๋“ค, ์ค‘๋ณต๋Œ€์ถœ ์ œํ•œ, ์‹ ์ฒญ ๊ธฐํ•œ… ์ƒ๊ฐ๋ณด๋‹ค ๊นŒ๋‹ค๋กญ์Šต๋‹ˆ๋‹ค. ๊ทธ๋ž˜์„œ ์˜ค๋Š˜์€ ‘์‹ ํ˜ผ๋ถ€๋ถ€ ์ „์„ธ์ž๊ธˆ๋Œ€์ถœ’ ์— ๋Œ€ํ•ด ์ •ํ™•ํ•˜๊ณ  ํ˜„์‹ค์ ์ธ ๊ธฐ์ค€ ๋งŒ ์™์™ ์ •๋ฆฌํ•ด๋“œ๋ฆด๊ฒŒ์š”. ๋๊นŒ์ง€ ์ฝ์œผ์‹œ๋ฉด, ์—ฌ๋Ÿฌ๋ถ„์˜ ์ „์„ธ ๊ณ„ํš์— ๋ถ„๋ช… ๋„์›€์ด ๋˜์‹ค ๊ฑฐ์˜ˆ์š” ๐Ÿ˜Š  Can Newlyweds Really Get a Jeonse Loan? These days, jeonse (rental deposit) prices are skyrocketing, and preparing a newlywed home can feel like an impossible mission. “Do we even qualify?” “What if our income is just a little over the limit?” If these thoughts have crossed your mind, you're not alone. You may have heard of the Jeonse Loan for Newlyweds , which offers up to KRW 250 million at interest rates as low as 1.9% —if you meet the criteria. But in reality, the co...