๊ธ€

๋ผ๋ฒจ์ด ๋‹จ๊ธฐ์ž„๋Œ€์ฐจ์ธ ๊ฒŒ์‹œ๋ฌผ ํ‘œ์‹œ

2025์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ๋†“์น˜๋ฉด ํ›„ํšŒํ•ฉ๋‹ˆ๋‹ค! ์กฐ๊ฑด·์šฐ๋Œ€๊ธˆ๋ฆฌ ์™„๋ฒฝ ์ •๋ฆฌ

| ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? ์š”์ฆ˜ ๋ถ€๋™์‚ฐ ์‹œ์žฅ์ด ๋‹ค์‹œ ์ถœ๋ ์ด๊ณ  ์žˆ์–ด์š”. ์ฃผํƒ๋‹ด๋ณด๋Œ€์ถœ ๊ธˆ๋ฆฌ๋Š” ์™„๋งŒํ•˜๊ฒŒ ๋‚ด๋ ค๊ฐ€๋Š” ๋“ฏํ•˜์ง€๋งŒ, ์‹ค์ˆ˜์š”์ž ์ž…์žฅ์—์„œ๋Š” ์—ฌ์ „ํžˆ ๋ถ€๋‹ด์Šค๋Ÿฝ์ฃ . ์ด๋Ÿฐ ์ƒํ™ฉ์—์„œ ์ •๋ถ€๊ฐ€ ์‹ ์ƒ์•„ ์ถœ์‚ฐ ๊ฐ€๊ตฌ ๋ฅผ ์œ„ํ•ด ๋งˆ๋ จํ•œ ํŠน๋ก€์ƒํ’ˆ์ด ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. 2023๋…„ ์ดํ›„ ์ถœ์‚ฐํ•œ ๊ฐ€๊ตฌ๋ผ๋ฉด ๋ˆ„๊ตฌ๋‚˜ ํ•œ ๋ฒˆ์ฏค ๋“ค์–ด๋ดค์„ ‘์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ’ , ๊ทธ ์กฐ๊ฑด๊ณผ ์šฐ๋Œ€๊ธˆ๋ฆฌ, ๊ทธ๋ฆฌ๊ณ  ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ํฌ์ธํŠธ๊นŒ์ง€ ์˜ค๋Š˜ ํ•œ๋ˆˆ์— ์ •๋ฆฌํ•ด๋“œ๋ฆด๊ฒŒ์š”. ํŠนํžˆ, 1์ฃผํƒ์ž์˜ ๋Œ€ํ™˜๋„ ๊ฐ€๋Šฅ ํ•˜๊ณ , ์ถ”๊ฐ€ ์ถœ์‚ฐ ์‹œ ๊ธˆ๋ฆฌ ํ˜œํƒ์ด ์ตœ๋Œ€ 15๋…„ ๊นŒ์ง€ ์ด์–ด์งˆ ์ˆ˜ ์žˆ๋Š” ์ ์€ ์ž๋…€ ๊ณ„ํš์ด ์žˆ๋Š” ๊ฐ€๊ตฌ์—๊ฒ ๋”ํ•  ๋‚˜์œ„ ์—†๋Š” ๊ธฐํšŒ๊ฐ€ ๋  ์ˆ˜ ์žˆ์–ด์š”. ์ง€๊ธˆ ์‹ ์ฒญ ๊ฐ€๋Šฅํ•œ์ง€, ์–ด๋–ค ๊ธฐ์ค€์„ ์ถฉ์กฑํ•ด์•ผ ํ•˜๋Š”์ง€ ๊ถ๊ธˆํ•˜์‹œ๋‹ค๋ฉด ์˜ค๋Š˜ ๊ธ€ ๋๊นŒ์ง€ ์ฝ์–ด๋ณด์‹œ๋ฉด ๋ถ„๋ช… ๋„์›€์ด ๋˜์‹ค ๊ฑฐ์˜ˆ์š”. ๐Ÿ“Œ ๋ชฉ์ฐจ ๋ณด๊ธฐ (ํด๋ฆญํ•˜์—ฌ ํŽผ์น˜๊ธฐ) | ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? | ๋Œ€์ถœ ์ž๊ฒฉ์š”๊ฑด ์ด์ •๋ฆฌ (2025๋…„ ๊ธฐ์ค€) | ๋Œ€์ถœ์กฐ๊ฑด – ํ•œ๋„, ๊ธˆ๋ฆฌ, ๊ธฐ๊ฐ„ | ์šฐ๋Œ€๊ธˆ๋ฆฌ ์ ์šฉ ์š”๊ฑด 7๊ฐ€์ง€ | ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ์ฃผ์š” ํฌ์ธํŠธ | ์ž์ฃผ ๋ฌป๋Š” ์งˆ๋ฌธ ์ •๋ฆฌ (Q&A) | ์‹ ์ƒ์•„ ๋””๋”ค๋Œ๋Œ€์ถœ ์ฒดํฌ๋ฆฌ์ŠคํŠธ | ๋งˆ๋ฌด๋ฆฌ ์š”์•ฝ ๋ฐ ์‹ ์ฒญ ํŒ | Why the “Newborn Special Didimdol Loan” is getting attention again The housing market has been fluctuating again recently. While mortgage interest rates seem to be slightly declining, they remain a heavy burden for actual homebuyers. That’s why the government’s special mortgage program for families with newborns — t...

๋‹จ๊ธฐ ์ž„๋Œ€์ฐจ ๊ณ„์•ฝ์„œ, ๋ถ„์Ÿ์„ ๋ง‰์•„์ค„ ํŠน์•ฝ ํ•œ ์ค„!(3)

์ด๋ฏธ์ง€
์ „์„ธ ๋งŒ๊ธฐ๊ฐ€ ๋๋‚ฌ๋Š”๋ฐ๋„ ์‚ฌ์ •์ƒ ์ž ๊น ๋” ์‚ด์•„์•ผ ํ•ด์„œ  ๋ณด์ฆ๊ธˆ ์—†์ด ์›”์„ธ๋งŒ ๋‚ด๋Š” ๋‹จ๊ธฐ ๊ณ„์•ฝ ์„ ์ƒ๊ฐํ•ด ๋ณด์‹  ์  ์žˆ์œผ์‹ ๊ฐ€์š”? ๊ทธ๋Ÿฐ๋ฐ ๋ง‰์ƒ ์ฃผ์†Œ๋ฅผ ์˜ฎ๊ธฐ๋ ค ํ–ˆ๋”๋‹ˆ “์ „์ž…์‹ ๊ณ ๋Š” ์•ˆ ๋ผ์š”” ๋ผ๋Š” ๋‹ต์ด ๋Œ์•„์˜ค๊ธฐ๋„ ํ•ฉ๋‹ˆ๋‹ค. ์˜ค๋Š˜์€ ์ด๋Ÿฐ ํ˜„์‹ค์ ์ธ ๊ณ ๋ฏผ์„ ํ•œ ๋ฒˆ์— ํ•ด๊ฒฐํ•  ์ˆ˜ ์žˆ๋„๋ก  ๋ณด์ฆ๊ธˆ ์—†๋Š” ๋‹จ๊ธฐ ๊ณ„์•ฝ์— ๊ผญ ํ•„์š”ํ•œ ํŠน์•ฝ ๋ถ€ํ„ฐ ์ฃผ์†Œ ์‚ฌ์šฉ·์ „์ž…์‹ ๊ณ  ์ œํ•œ์„ ๋ช…ํ™•ํžˆ ์“ฐ๋Š” ๋ฐฉ๋ฒ• ๊นŒ์ง€ ๋‹จ๊ณ„๋ณ„๋กœ ์ •๋ฆฌํ•ด ๋“œ๋ฆด๊ฒŒ์š”! Ever been offered a short-term lease with  no deposit —only to hear you can’t officially move your address? Let’s walk through essential clauses for no-deposit short-term leases, plus clear rules on address use and Jeonip Sin-Go. | 1. ๋ณด์ฆ๊ธˆ ์—†๋Š” ๊ณ„์•ฝ, ์™œ ์œ„ํ—˜ํ• ๊นŒ์š”? ์›”์„ธ ์—ฐ์ฒด / ๋ฏธ๋‚ฉ ์œ„ํ—˜ Risk of unpaid or late rent ๋ฌด๋‹จ ํ‡ด๊ฑฐ·์„ค๋น„ ํŒŒ์† ์‹œ ๋‹ด๋ณด ๋ถ€์กฑ No deposit means no collateral for damage or early move-out ๊ณ„์•ฝ ์ข…๋ฃŒ ํ›„ ์ง‘ ๋น„์šฐ์ง€ ์•Š์„ ๊ฐ€๋Šฅ์„ฑ Tenant may refuse to vacate at the end of the lease | 2. ๋ณด์ฆ๊ธˆ ์—†๋Š” ๊ณ„์•ฝ์— ๊ผญ ๋„ฃ์–ด์•ผ ํ•  ํŠน์•ฝ ์•„๋ž˜ ➀~➂ ์กฐํ•ญ์„ ๊ณ„์•ฝ์„œ์— ๋ฐ˜๋“œ์‹œ ๋ช…์‹œํ•˜์„ธ์š”. ➀ ์›”์„ธ ์—ฐ์ฒด ์‹œ ์ฆ‰์‹œ ๊ณ„์•ฝ ํ•ด์ง€   Immediate termination if rent is overdue ➁ ๋ฌด๋‹จ ํ‡ด๊ฑฐ·ํŒŒ์† ์‹œ ์†ํ•ด๋ฐฐ์ƒ ์ฑ…์ž„  Tenant liable for damages or unauthorize...

๋‹จ๊ธฐ์ž„๋Œ€ ํŠน์•ฝ์€ ์–ด๋–ป๊ฒŒ ? ์ž”๊ธˆ ์ „ ๊ณต์‚ฌ OK?!,๊ณ„์•ฝ๊ฐฑ์‹  ์š”๊ตฌ NO!(2)

์ด๋ฏธ์ง€
์•„ํŒŒํŠธ๋ฅผ ๋งค์ˆ˜ํ•˜๋ฉด์„œ ์ž”๊ธˆ ์ „์— ๋ฆฌ๋ชจ๋ธ๋ง์„ ์‹œ์ž‘ํ•˜๋ ค๋Š” ์ˆ˜์š”๊ฐ€ ๋งŽ์Šต๋‹ˆ๋‹ค. ํ•˜์ง€๋งŒ ์†Œ์œ ๊ถŒ ์ด์ „ ์ „์—๋Š” ๋งค๋„์ธ์˜ ๋™์˜ ์—†์ด๋Š” ๊ณต์‚ฌ๋ฅผ ์‹œ์ž‘ํ•˜๊ธฐ ์–ด๋ ต์ฃ . ๋˜ ๋ฐ˜๋Œ€๋กœ, ์ „์„ธ ๊ณ„์•ฝ์ด ๋๋‚œ ํ›„ ‘๋ช‡ ๋‹ฌ๋งŒ ๋” ์‚ด๊ธฐ๋กœ’ ํ–ˆ๋Š”๋ฐ ์„ธ์ž…์ž๊ฐ€ ๊ณ„์•ฝ๊ฐฑ์‹ ์š”๊ตฌ๊ถŒ์„ ์ฃผ์žฅํ•˜๋ฉฐ ๊ณ„์† ์‚ด๊ฒ ๋‹ค๊ณ  ๋‚˜์˜ค๋Š” ๊ฒฝ์šฐ๋„ ์žˆ์Šต๋‹ˆ๋‹ค. ์ด๋Ÿด ๋•Œ ํ•„์š”ํ•œ ๊ฒƒ์ด ๋ฐ”๋กœ ๋‹จ๊ธฐ ์ž„๋Œ€์ฐจ ๊ณ„์•ฝ์— ํŠน์•ฝ ์กฐํ•ญ์„ ๋ช…ํ™•ํžˆ ๋„ฃ๋Š” ๊ฒƒ์ž…๋‹ˆ๋‹ค . ์˜ค๋Š˜์€ ์‹ค๋ฌด์—์„œ ๊ผญ ํ•„์š”ํ•œ 2๊ฐ€์ง€ ํŠน์•ฝ ์‚ฌ๋ก€๋ฅผ ์ •๋ฆฌํ•ด๋“œ๋ฆด๊ฒŒ์š”. Many homebuyers want to begin renovation before closing the deal. But without the seller’s consent, that’s not legally allowed. On the flip side, after extending a lease just a few months, some tenants refuse to move out—claiming a legal right to renew.   That’s when a clear special clause in a short-term lease becomes essential. Let’s walk through two practical and powerful clauses you can use. ๐Ÿ› ️ ๋‹จ๊ธฐ ์ž„๋Œ€์ฐจ ํŠน์•ฝ ① | ์ž”๊ธˆ ์ „ ๋ฆฌ๋ชจ๋ธ๋ง ํŠน์•ฝ ๋ฆฌ๋ชจ๋ธ๋ง์„ ๋นจ๋ฆฌ ์‹œ์ž‘ํ•˜๊ณ  ์‹ถ์–ด๋„, ์•„์ง ์†Œ์œ ๊ถŒ์ด ๋งค๋„์ธ์—๊ฒŒ ์žˆ๋Š” ์ƒํƒœ๋ผ๋ฉด ์‚ฌ๊ณ  ๋ฐœ์ƒ ์‹œ ์ฑ…์ž„ ๋ฌธ์ œ๊ฐ€ ๋ฐœ์ƒํ•  ์ˆ˜ ์žˆ๊ธฐ ๋•Œ๋ฌธ์— ๋Œ€๋‹ค์ˆ˜ ๋งค๋„์ธ์€ ์ด๋ฅผ ๊ฑฐ์ ˆํ•ฉ๋‹ˆ๋‹ค. Even if you want to begin renovations early, most sellers will say no because they’re still the legal owners and liable for any accidents. ✅ ํŠน์•ฝ ํ•ต์‹ฌ ์š”์•ฝ | Key points ๊ณต์‚ฌ ์ค‘ ๋ฐœ์ƒํ•œ ๋ฌธ์ œ๋Š” ์ „์ ์œผ๋กœ ๋งค์ˆ˜์ธ ์ฑ…์ž„ ๊ณ„์•ฝ ํ•ด์ œ ์‹œ ์›์ƒ๋ณต๊ตฌ ๋ฐ...

์ „์„ธ ๋งŒ๊ธฐ ํ›„ ‘๋ช‡ ๋‹ฌ๋งŒ’ ๋” ์‚ด๊ณ  ์‹ถ๋‹ค๋ฉด, ์ด ๋ฐฉ๋ฒ•์ด ์žˆ์Šต๋‹ˆ๋‹ค(1)

์ด๋ฏธ์ง€
์•„์ด๋“ค ํ•™๊ต ์ผ์ • ๋•Œ๋ฌธ์—, ํ˜น์€ ์ƒˆ ๊ทผ๋ฌด์ง€๊ฐ€ ์ •ํ•ด์ง€์ง€ ์•Š์•„์„œ ์ „์„ธ ๊ณ„์•ฝ์„ ๋”ฑ ‘๋ช‡ ๊ฐœ์›”๋งŒ’ ์—ฐ์žฅํ•˜๊ณ  ์‹ถ์€ ์ƒํ™ฉ, ํ•œ ๋ฒˆ์ฏค ๊ฒช์–ด๋ณด์…จ์„ ๊ฑฐ์˜ˆ์š”. ๋˜ ์š”์ฆ˜์€ ์•„ํŒŒํŠธ๋ฅผ ๋งค์ˆ˜ํ•˜๋ฉด์„œ  ๋ฆฌ๋ชจ๋ธ๋ง ๊ณต์‚ฌ๋ฅผ ์›ํ•˜๋Š” ๊ฒฝ์šฐ ๋„ ๋งŽ์€๋ฐ์š”, ์ด๋Ÿด ๋•Œ  ์ž”๊ธˆ ์ „์— ๊ณต์‚ฌ๋ฅผ ์‹œ์ž‘ํ•˜๊ณ  ์‹ถ์–ด๋„  ๋งค๋„์ธ์ด ๋Œ€๋ถ€๋ถ„ ๊ฑฐ์ ˆํ•˜๋Š” ๊ฒฝ์šฐ๊ฐ€ ๋งŽ์Šต๋‹ˆ๋‹ค. ๊ทธ๋ž˜์„œ ์ด๋Ÿฐ ์ƒํ™ฉ์—์„œ๋Š” ์ •์‹ ๊ณ„์•ฝ์„ ๋‹ค์‹œ ์“ฐ๊ธฐ๋ณด๋‹ค๋Š” ๋‹จ๊ธฐ ์ž„๋Œ€์ฐจ ๊ณ„์•ฝ์„ ํ™œ์šฉํ•˜๋Š” ๊ฒƒ์ด ๋” ์œ ์—ฐํ•œ ์„ ํƒ ์ด ๋  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ํ•˜์ง€๋งŒ ๋‹ค์‹œ ์ •์‹ ๊ณ„์•ฝ์„œ๋ฅผ ์“ฐ์ž๋‹ˆ ๊ฑฑ์ •์ด ์ƒ๊ธฐ์ฃ . “ํ˜น์‹œ ์„ธ์ž…์ž๊ฐ€ ๋‚˜์ค‘์— ๊ณ„์•ฝ๊ฐฑ์‹ ์š”๊ตฌ๊ถŒ์„ ์ฃผ์žฅํ•˜๋ฉฐ ์•ˆ ๋‚˜๊ฐ€๊ฒ ๋‹ค๊ณ  ํ•˜๋ฉด ์–ด์ฉŒ์ง€?” ์ด๋Ÿด ๋•Œ ํ™œ์šฉํ•  ์ˆ˜ ์žˆ๋Š” ๊ฒƒ์ด ๋ฐ”๋กœ  ๋‹จ๊ธฐ ์ž„๋Œ€์ฐจ ๊ณ„์•ฝ ์ž…๋‹ˆ๋‹ค. ๊ณต์‚ฌ ์ผ์ •, ์ด์‚ฌ ์ค€๋น„, ์ƒํ™œ ์—ฌ์œ ๊นŒ์ง€ ์ฑ™๊ธธ ์ˆ˜ ์žˆ๋Š” ํ˜„์‹ค์ ์ธ ๋Œ€์•ˆ์ด์ฃ . ์˜ค๋Š˜์€ ์ด ๋‹จ๊ธฐ ์ž„๋Œ€์ฐจ ๊ณ„์•ฝ์˜  ์žฅ์ ๊ณผ ๋‹จ์ , ๋ฒ•์  ์œ ์˜์‚ฌํ•ญ ์„ ์‹ค์šฉ์ ์œผ๋กœ ์ •๋ฆฌํ•ด๋“œ๋ฆด๊ฒŒ์š”. Maybe your child’s school term isn’t over yet, or your job transfer is still undecided. Sometimes, you just need a little more time in your current home. These days, many buyers want to renovate right after buying a home. But starting renovations before making the final payment is often denied by the seller. Instead of renewing a long-term lease, a short-term lease agreement could be a much more flexible option in these cases. But renewing the official lease may lead to worries: “What if the tenant later claims a...