๊ธ€

๋ผ๋ฒจ์ด ํ† ์Šค์ ๊ธˆ์ธ ๊ฒŒ์‹œ๋ฌผ ํ‘œ์‹œ

2025์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ๋†“์น˜๋ฉด ํ›„ํšŒํ•ฉ๋‹ˆ๋‹ค! ์กฐ๊ฑด·์šฐ๋Œ€๊ธˆ๋ฆฌ ์™„๋ฒฝ ์ •๋ฆฌ

| ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? ์š”์ฆ˜ ๋ถ€๋™์‚ฐ ์‹œ์žฅ์ด ๋‹ค์‹œ ์ถœ๋ ์ด๊ณ  ์žˆ์–ด์š”. ์ฃผํƒ๋‹ด๋ณด๋Œ€์ถœ ๊ธˆ๋ฆฌ๋Š” ์™„๋งŒํ•˜๊ฒŒ ๋‚ด๋ ค๊ฐ€๋Š” ๋“ฏํ•˜์ง€๋งŒ, ์‹ค์ˆ˜์š”์ž ์ž…์žฅ์—์„œ๋Š” ์—ฌ์ „ํžˆ ๋ถ€๋‹ด์Šค๋Ÿฝ์ฃ . ์ด๋Ÿฐ ์ƒํ™ฉ์—์„œ ์ •๋ถ€๊ฐ€ ์‹ ์ƒ์•„ ์ถœ์‚ฐ ๊ฐ€๊ตฌ ๋ฅผ ์œ„ํ•ด ๋งˆ๋ จํ•œ ํŠน๋ก€์ƒํ’ˆ์ด ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. 2023๋…„ ์ดํ›„ ์ถœ์‚ฐํ•œ ๊ฐ€๊ตฌ๋ผ๋ฉด ๋ˆ„๊ตฌ๋‚˜ ํ•œ ๋ฒˆ์ฏค ๋“ค์–ด๋ดค์„ ‘์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ’ , ๊ทธ ์กฐ๊ฑด๊ณผ ์šฐ๋Œ€๊ธˆ๋ฆฌ, ๊ทธ๋ฆฌ๊ณ  ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ํฌ์ธํŠธ๊นŒ์ง€ ์˜ค๋Š˜ ํ•œ๋ˆˆ์— ์ •๋ฆฌํ•ด๋“œ๋ฆด๊ฒŒ์š”. ํŠนํžˆ, 1์ฃผํƒ์ž์˜ ๋Œ€ํ™˜๋„ ๊ฐ€๋Šฅ ํ•˜๊ณ , ์ถ”๊ฐ€ ์ถœ์‚ฐ ์‹œ ๊ธˆ๋ฆฌ ํ˜œํƒ์ด ์ตœ๋Œ€ 15๋…„ ๊นŒ์ง€ ์ด์–ด์งˆ ์ˆ˜ ์žˆ๋Š” ์ ์€ ์ž๋…€ ๊ณ„ํš์ด ์žˆ๋Š” ๊ฐ€๊ตฌ์—๊ฒ ๋”ํ•  ๋‚˜์œ„ ์—†๋Š” ๊ธฐํšŒ๊ฐ€ ๋  ์ˆ˜ ์žˆ์–ด์š”. ์ง€๊ธˆ ์‹ ์ฒญ ๊ฐ€๋Šฅํ•œ์ง€, ์–ด๋–ค ๊ธฐ์ค€์„ ์ถฉ์กฑํ•ด์•ผ ํ•˜๋Š”์ง€ ๊ถ๊ธˆํ•˜์‹œ๋‹ค๋ฉด ์˜ค๋Š˜ ๊ธ€ ๋๊นŒ์ง€ ์ฝ์–ด๋ณด์‹œ๋ฉด ๋ถ„๋ช… ๋„์›€์ด ๋˜์‹ค ๊ฑฐ์˜ˆ์š”. ๐Ÿ“Œ ๋ชฉ์ฐจ ๋ณด๊ธฐ (ํด๋ฆญํ•˜์—ฌ ํŽผ์น˜๊ธฐ) | ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? | ๋Œ€์ถœ ์ž๊ฒฉ์š”๊ฑด ์ด์ •๋ฆฌ (2025๋…„ ๊ธฐ์ค€) | ๋Œ€์ถœ์กฐ๊ฑด – ํ•œ๋„, ๊ธˆ๋ฆฌ, ๊ธฐ๊ฐ„ | ์šฐ๋Œ€๊ธˆ๋ฆฌ ์ ์šฉ ์š”๊ฑด 7๊ฐ€์ง€ | ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ์ฃผ์š” ํฌ์ธํŠธ | ์ž์ฃผ ๋ฌป๋Š” ์งˆ๋ฌธ ์ •๋ฆฌ (Q&A) | ์‹ ์ƒ์•„ ๋””๋”ค๋Œ๋Œ€์ถœ ์ฒดํฌ๋ฆฌ์ŠคํŠธ | ๋งˆ๋ฌด๋ฆฌ ์š”์•ฝ ๋ฐ ์‹ ์ฒญ ํŒ | Why the “Newborn Special Didimdol Loan” is getting attention again The housing market has been fluctuating again recently. While mortgage interest rates seem to be slightly declining, they remain a heavy burden for actual homebuyers. That’s why the government’s special mortgage program for families with newborns — t...

๐Ÿ’ธ ํ† ์Šค vs ์นด์นด์˜ค๋ฑ…ํฌ vs ์‹ ํ•œ์  – ์ ๊ธˆ ์–ด๋””๊ฐ€ ์ œ์ผ ์ด์ž ๋†’์„๊นŒ?

์ด๋ฏธ์ง€
์•ˆ๋…•ํ•˜์„ธ์š”, ๐Ÿ˜Š Hi, ๐Ÿ˜Š “์š”์ฆ˜ ์ด์ž ๋งŽ์ด ์ฃผ๋Š” ์ ๊ธˆ ์–ด๋”” ์—†์„๊นŒ?” ๋‹ค๋“ค ํ•œ๋ฒˆ์ฏค ๊ฒ€์ƒ‰ํ•ด๋ณด์…จ์ฃ ? “Is there any savings account with a good interest rate these days?” Bet you’ve Googled that at least once! ํŠนํžˆ ํ† ์Šค, ์นด์นด์˜ค๋ฑ…ํฌ, ์‹ ํ•œ์  ์€ ์š”์ฆ˜ MZ์„ธ๋Œ€์™€ ์ฃผ๋ถ€๋“ค ์‚ฌ์ด์—์„œ๋„ ์ธ๊ธฐ ๋งŒ์  ์€ํ–‰ ์•ฑ์ธ๋ฐ์š”, Especially Toss, KakaoBank, and Shinhan SOL are super popular among young people and homemakers! ๊ทธ๋ž˜์„œ ์˜ค๋Š˜์€ ์ด ์„ธ ๊ฐ€์ง€ ์•ฑ์—์„œ ์ถœ์‹œํ•œ 2025๋…„ ๊ธฐ์ค€ ์ธ๊ธฐ ์ ๊ธˆ ์ƒํ’ˆ์„ ๋น„๊ต ํ•ด๋“œ๋ฆด๊ฒŒ์š”. So today, let’s compare the most popular savings plans offered by these three apps in 2025. 1️⃣ ํ† ์Šค – ์ž์œ  ์ ๊ธˆ Toss – Flexible Savings ๊ธˆ๋ฆฌ(์ตœ๋Œ€): ์—ฐ 4.0% (12๊ฐœ์›” ๊ธฐ์ค€) Interest (max): 4.0% annually (12-month plan) ํŠน์ง•: ์›” 1,000์›๋ถ€ํ„ฐ ์ž์œ ๋กญ๊ฒŒ ๋‚ฉ์ž… Feature: Deposit freely from ₩1,000/month ์šฐ๋Œ€์กฐ๊ฑด: ํ† ์Šค ์•ฑ ํ™œ๋™ ์‹œ ์ž๋™ ์ ์šฉ Bonus rate: Automatically applied through Toss app usage 2️⃣ ์นด์นด์˜ค๋ฑ…ํฌ – 26์ฃผ ์ ๊ธˆ KakaoBank – 26-Week Savings ๊ธˆ๋ฆฌ(์ตœ๋Œ€): ์—ฐ 5.0% (26์ฃผ ๊ธฐ์ค€) Interest (max): 5.0% annualized (based on 26-week term) ํŠน์ง•: ๋งค์ฃผ ์ž…๊ธˆ ๊ธˆ์•ก ์ฆ๊ฐ€ Feature: Weekly deposit amount increases ์šฐ๋Œ€์กฐ๊ฑด: ์—†์Œ Bonus rate: None – fl...