๊ธ€

๋ผ๋ฒจ์ด ์ „์„ธ์‚ฌ๊ธฐ์ธ ๊ฒŒ์‹œ๋ฌผ ํ‘œ์‹œ

2025์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ๋†“์น˜๋ฉด ํ›„ํšŒํ•ฉ๋‹ˆ๋‹ค! ์กฐ๊ฑด·์šฐ๋Œ€๊ธˆ๋ฆฌ ์™„๋ฒฝ ์ •๋ฆฌ

| ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? ์š”์ฆ˜ ๋ถ€๋™์‚ฐ ์‹œ์žฅ์ด ๋‹ค์‹œ ์ถœ๋ ์ด๊ณ  ์žˆ์–ด์š”. ์ฃผํƒ๋‹ด๋ณด๋Œ€์ถœ ๊ธˆ๋ฆฌ๋Š” ์™„๋งŒํ•˜๊ฒŒ ๋‚ด๋ ค๊ฐ€๋Š” ๋“ฏํ•˜์ง€๋งŒ, ์‹ค์ˆ˜์š”์ž ์ž…์žฅ์—์„œ๋Š” ์—ฌ์ „ํžˆ ๋ถ€๋‹ด์Šค๋Ÿฝ์ฃ . ์ด๋Ÿฐ ์ƒํ™ฉ์—์„œ ์ •๋ถ€๊ฐ€ ์‹ ์ƒ์•„ ์ถœ์‚ฐ ๊ฐ€๊ตฌ ๋ฅผ ์œ„ํ•ด ๋งˆ๋ จํ•œ ํŠน๋ก€์ƒํ’ˆ์ด ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. 2023๋…„ ์ดํ›„ ์ถœ์‚ฐํ•œ ๊ฐ€๊ตฌ๋ผ๋ฉด ๋ˆ„๊ตฌ๋‚˜ ํ•œ ๋ฒˆ์ฏค ๋“ค์–ด๋ดค์„ ‘์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ’ , ๊ทธ ์กฐ๊ฑด๊ณผ ์šฐ๋Œ€๊ธˆ๋ฆฌ, ๊ทธ๋ฆฌ๊ณ  ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ํฌ์ธํŠธ๊นŒ์ง€ ์˜ค๋Š˜ ํ•œ๋ˆˆ์— ์ •๋ฆฌํ•ด๋“œ๋ฆด๊ฒŒ์š”. ํŠนํžˆ, 1์ฃผํƒ์ž์˜ ๋Œ€ํ™˜๋„ ๊ฐ€๋Šฅ ํ•˜๊ณ , ์ถ”๊ฐ€ ์ถœ์‚ฐ ์‹œ ๊ธˆ๋ฆฌ ํ˜œํƒ์ด ์ตœ๋Œ€ 15๋…„ ๊นŒ์ง€ ์ด์–ด์งˆ ์ˆ˜ ์žˆ๋Š” ์ ์€ ์ž๋…€ ๊ณ„ํš์ด ์žˆ๋Š” ๊ฐ€๊ตฌ์—๊ฒ ๋”ํ•  ๋‚˜์œ„ ์—†๋Š” ๊ธฐํšŒ๊ฐ€ ๋  ์ˆ˜ ์žˆ์–ด์š”. ์ง€๊ธˆ ์‹ ์ฒญ ๊ฐ€๋Šฅํ•œ์ง€, ์–ด๋–ค ๊ธฐ์ค€์„ ์ถฉ์กฑํ•ด์•ผ ํ•˜๋Š”์ง€ ๊ถ๊ธˆํ•˜์‹œ๋‹ค๋ฉด ์˜ค๋Š˜ ๊ธ€ ๋๊นŒ์ง€ ์ฝ์–ด๋ณด์‹œ๋ฉด ๋ถ„๋ช… ๋„์›€์ด ๋˜์‹ค ๊ฑฐ์˜ˆ์š”. ๐Ÿ“Œ ๋ชฉ์ฐจ ๋ณด๊ธฐ (ํด๋ฆญํ•˜์—ฌ ํŽผ์น˜๊ธฐ) | ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? | ๋Œ€์ถœ ์ž๊ฒฉ์š”๊ฑด ์ด์ •๋ฆฌ (2025๋…„ ๊ธฐ์ค€) | ๋Œ€์ถœ์กฐ๊ฑด – ํ•œ๋„, ๊ธˆ๋ฆฌ, ๊ธฐ๊ฐ„ | ์šฐ๋Œ€๊ธˆ๋ฆฌ ์ ์šฉ ์š”๊ฑด 7๊ฐ€์ง€ | ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ์ฃผ์š” ํฌ์ธํŠธ | ์ž์ฃผ ๋ฌป๋Š” ์งˆ๋ฌธ ์ •๋ฆฌ (Q&A) | ์‹ ์ƒ์•„ ๋””๋”ค๋Œ๋Œ€์ถœ ์ฒดํฌ๋ฆฌ์ŠคํŠธ | ๋งˆ๋ฌด๋ฆฌ ์š”์•ฝ ๋ฐ ์‹ ์ฒญ ํŒ | Why the “Newborn Special Didimdol Loan” is getting attention again The housing market has been fluctuating again recently. While mortgage interest rates seem to be slightly declining, they remain a heavy burden for actual homebuyers. That’s why the government’s special mortgage program for families with newborns — t...

์ „์„ธ ์‚ฌ๊ธฐ ๋ง‰๊ฒ ๋‹ค๋”๋‹ˆ… ์ •์ƒ ์ž„๋Œ€์ธ๋„ ์ค„์ค„์ด ๊ฒฝ๋งค? (๋นŒ๋ผ·๋‹ค๊ฐ€๊ตฌ ์œ„๊ธฐ ๊ฒฝ๋ณด)

์ด๋ฏธ์ง€
๐Ÿ“‘ ๋ชฉ์ฐจ ๋ณด๊ธฐ (ํด๋ฆญํ•˜์—ฌ ์—ด๊ธฐ) | ์ธํŠธ๋กœ: ์ƒˆ ์ „์„ธ ๋ณด์ฆ๊ธˆ ๋ณด์ฆ ์ •์ฑ…, ์™œ ๋ฌธ์ œ๊ฐ€ ๋˜๋Š”๊ฐ€? | ์ •์ฑ…์˜ ์ฃผ์š” ๋‚ด์šฉ – 90% ๋ฃฐ – ๊ณต์‹œ๊ฐ€๊ฒฉ × 140% | ๋นŒ๋ผ·๋‹ค์„ธ๋Œ€ ์ฃผํƒ์˜ ๋ฌธ์ œ์  – ๊ณต์‹œ๊ฐ€๊ฒฉ๊ณผ ์‹œ์žฅ๊ฐ€์˜ ๊ดด๋ฆฌ – ์ „์„ธ๋Œ€์ถœ ์ฐจ๋‹จ – ๋ณด์ฆ๊ธˆ ๋ฐ˜ํ™˜ ๋ถˆ๋Šฅ๊ณผ ๊ฒฝ๋งค ์œ„ํ—˜ | ์ •์ฑ…์ด ๋ถˆ๋Ÿฌ์˜ฌ ํŒŒ์žฅ – ์„ธ์ž…์ž ์˜ํ–ฅ – ์ง‘์ฃผ์ธ ์œ ๋™์„ฑ ์œ„๊ธฐ – ๋‹ค๊ฐ€๊ตฌ ์ „์ฒด ๊ฒฝ๋งค ์œ„ํ—˜ | ์ „๋ฌธ๊ฐ€๋“ค์ด ์ œ์•ˆํ•œ ํ•ด๊ฒฐ์ฑ… – ์‹œํ–‰ ์œ ์˜ˆ – ๊ณต์‹œ๊ฐ€๊ฒฉ ํ˜„์‹คํ™” – ๋ถ„ํ•  ์ƒํ™˜ ๋“ฑ ๋ณด์™„์ฑ… | ์ž„๋Œ€์ธ·์„ธ์ž…์ž๋ฅผ ์œ„ํ•œ ํ–‰๋™ ์ง€์นจ – ๊ณต์‹œ๊ฐ€๊ฒฉ ํ™•์ธ – ํ‰๊ฐ€๊ธˆ์•ก ๊ณ„์‚ฐ๋ฒ• – ์œ„ํ—˜๋„ ์ ๊ฒ€ | ๊ฒฐ๋ก : ์ง€๊ธˆ ํ•„์š”ํ•œ ํ˜„์‹ค ๋Œ€์ฑ… | ์ธํŠธ๋กœ: ์ƒˆ ์ „์„ธ ๋ณด์ฆ๊ธˆ ๋ณด์ฆ ์ •์ฑ…, ์™œ ๋ฌธ์ œ๊ฐ€ ๋˜๋Š”๊ฐ€? ์š”์ฆ˜ ์ง‘์ฃผ์ธ๊ณผ ์„ธ์ž…์ž ๋ชจ๋‘๋ฅผ ํŒจ๋‹‰์— ๋น ๋œจ๋ฆฐ ์ „์„ธ ๋ณด์ฆ๊ธˆ ๋ณด์ฆ ์ •์ฑ…, ํ˜น์‹œ ๋“ค์–ด๋ณด์…จ๋‚˜์š”?   ์ „์„ธ ์‚ฌ๊ธฐ๋ฅผ ๋ง‰๊ธฐ ์œ„ํ•œ ์ข‹์€ ์ทจ์ง€๋กœ ์‹œ์ž‘๋˜์—ˆ์ง€๋งŒ ํ˜„์‹ค์—์„œ๋Š” ์˜คํžˆ๋ ค ์ •์ƒ์ ์ธ ์ž„๋Œ€์ธ๋งˆ์ €๋„ ๊ฒฝ๋งค ์œ„๊ธฐ์— ๋ชฐ๋ฆฌ๊ณ  ์žˆ๋‹ค ๋Š” ์‚ฌ์‹ค, ์•Œ๊ณ  ๊ณ„์…จ๋‚˜์š”? ํŠนํžˆ,  ๋นŒ๋ผ๋‚˜ ๋‹ค์„ธ๋Œ€ ์ฃผํƒ ์— ๊ฑฐ์ฃผ ์ค‘์ด์‹œ๋ผ๋ฉด ์ด ๊ธ€์„ ๊ผญ ๋๊นŒ์ง€ ์ฝ์–ด๋ณด์…”์•ผ ํ•ฉ๋‹ˆ๋‹ค.   ์ƒˆ๋กœ์šด ๊ทœ์ •์œผ๋กœ ์ธํ•ด ์„ธ์ž…์ž๋Š” ๋Œ€์ถœ์ด ๋ง‰ํžˆ๊ณ , ์ง‘์ฃผ์ธ์€ ๋ณด์ฆ๊ธˆ์„ ๋Œ๋ ค์ค„ ์ˆ˜ ์—†๋Š” ์ƒํ™ฉ์— ์ง๋ฉดํ•˜๊ฒŒ ๋ฉ๋‹ˆ๋‹ค. ๊ฒฐ๊ตญ ๋ช‡๋ช‡ ๋‹ค๊ฐ€๊ตฌ ์ฃผํƒ์€ ์ „์ฒด ๊ฑด๋ฌผ์ด ๊ฒฝ๋งค์— ๋„˜์–ด๊ฐ€๋Š” ์ผ ๋„ ๋ฒŒ์–ด์ง€๊ณ  ์žˆ์–ด์š”. “์„ค๋งˆ ์šฐ๋ฆฌ ์ง‘๋„ ํ•ด๋‹น๋˜๋‚˜…?”  ๊ฑฑ์ •๋˜์‹ ๋‹ค๋ฉด, ์ง€๊ธˆ ๋ฐ”๋กœ ๊ณต์‹œ๊ฐ€๊ฒฉ ๊ณ„์‚ฐ๋ฒ•๊ณผ ์œ„ํ—˜ ์ ๊ฒ€ ๋ฐฉ๋ฒ• ๊นŒ์ง€...

์‹ ์ข… ์ „์„ธ ์‚ฌ๊ธฐ! ์‹ ํƒ๋“ฑ๊ธฐ ์ฒดํฌ๋ฆฌ์ŠคํŠธ(์‹ ํƒ์›๋ถ€๋ฐœ๊ธ‰๋ฐฉ๋ฒ•)

์ด๋ฏธ์ง€
์š”์ฆ˜ ์ „์„ธ ์‚ฌ๊ธฐ, ๋‰ด์Šค์—์„œ ํ•˜๋ฃจ๊ฐ€ ๋ฉ€๋‹ค ํ•˜๊ณ  ๋“ค๋ ค์˜ค์ฃ .   ํŠนํžˆ ‘ ์‹ ํƒ๋“ฑ๊ธฐ๋œ ๋ถ€๋™์‚ฐ ’์€ ๋” ์กฐ์‹ฌํ•ด์•ผ ํ•œ๋‹ค๋Š” ๋ง, ๋“ค์–ด๋ณด์…จ๋‚˜์š”? Jeonse scams are all over the news these days. Have you heard that “trust-registered properties” are especially risky? ๊ฒ‰์œผ๋กœ๋Š” ๋ฉ€์ฉกํ•ด ๋ณด์ด๋Š” ์ง‘์ธ๋ฐ, ๋‚˜์ค‘์— ๊ณ„์•ฝ์ด ๋ฌดํšจ๊ฐ€ ๋๋‹ค๋Š” ์ด์•ผ๊ธฐ, ๋‚จ ์ผ ๊ฐ™์ง€ ์•Š์•„์š”.    “์†Œ์œ ์ž๊ฐ€ ์ง์ ‘ ๊ณ„์•ฝํ•œ ์ค„ ์•Œ์•˜๋Š”๋ฐ, ์‹ ํƒํšŒ์‚ฌ ๋™์˜๊ฐ€ ์—†์—ˆ๋‹ค๊ณ ์š”?” You think you're signing with the owner—only to find out the contract's void because the trust company never approved it. ์˜ค๋Š˜์€ ๋‚ฏ์„ค์ง€๋งŒ ๊ผญ ์•Œ์•„์•ผ ํ•  ๊ฐœ๋…, ‘์‹ ํƒ’๊ณผ ๊ทธ ์œ„ํ—˜์„ฑ ์— ๋Œ€ํ•ด ์•Œ๋ ค๋“œ๋ฆด๊ฒŒ์š”.  ๊ณ„์•ฝ ์ „์— ๋”ฑ 3๊ฐ€์ง€๋งŒ ํ™•์ธ ํ•˜๋ฉด ํฐ ํ”ผํ•ด๋ฅผ ๋ง‰์„ ์ˆ˜ ์žˆ์–ด์š”! Let’s break down what a “real estate trust” means— and how to protect yourself with just 3 key checks. ์ด์ œ๋ถ€ํ„ฐ๋Š” ์ „์„ธ๊ณ„์•ฝํ•  ๋•Œ ‘๋“ฑ๊ธฐ๋ถ€๋“ฑ๋ณธ’๋งŒ ๋ณด๋Š” ๊ฒŒ ์•„๋‹ˆ๋ผ ‘์‹ ํƒ์›๋ถ€’๋„ ํ•จ๊ป˜ ํ™•์ธํ•˜๋Š” ์‹œ๋Œ€ ์ž…๋‹ˆ๋‹ค. These days, it’s not enough to check the property registry. You need to check the trust document too. “๋ชฐ๋ผ์„œ ๋‹นํ–ˆ๋‹ค”๋Š” ๋ง, ์ด ๊ธ€์„ ์ฝ์€ ์—ฌ๋Ÿฌ๋ถ„์—๊ฒ ํ•ด๋‹น๋˜์ง€ ์•Š๊ธธ ๋ฐ”๋ผ๋Š” ๋งˆ์Œ์œผ๋กœ ์ •๋ฆฌํ–ˆ์–ด์š” ๐Ÿ˜Š We hope this guide helps you say, “That won't happen to...