๊ธ€

๋ผ๋ฒจ์ด ์ธ๊ฐ์—†์„๋•Œ๋Œ€์ฒ˜๋ฒ•์ธ ๊ฒŒ์‹œ๋ฌผ ํ‘œ์‹œ

2025์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ๋†“์น˜๋ฉด ํ›„ํšŒํ•ฉ๋‹ˆ๋‹ค! ์กฐ๊ฑด·์šฐ๋Œ€๊ธˆ๋ฆฌ ์™„๋ฒฝ ์ •๋ฆฌ

| ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? ์š”์ฆ˜ ๋ถ€๋™์‚ฐ ์‹œ์žฅ์ด ๋‹ค์‹œ ์ถœ๋ ์ด๊ณ  ์žˆ์–ด์š”. ์ฃผํƒ๋‹ด๋ณด๋Œ€์ถœ ๊ธˆ๋ฆฌ๋Š” ์™„๋งŒํ•˜๊ฒŒ ๋‚ด๋ ค๊ฐ€๋Š” ๋“ฏํ•˜์ง€๋งŒ, ์‹ค์ˆ˜์š”์ž ์ž…์žฅ์—์„œ๋Š” ์—ฌ์ „ํžˆ ๋ถ€๋‹ด์Šค๋Ÿฝ์ฃ . ์ด๋Ÿฐ ์ƒํ™ฉ์—์„œ ์ •๋ถ€๊ฐ€ ์‹ ์ƒ์•„ ์ถœ์‚ฐ ๊ฐ€๊ตฌ ๋ฅผ ์œ„ํ•ด ๋งˆ๋ จํ•œ ํŠน๋ก€์ƒํ’ˆ์ด ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. 2023๋…„ ์ดํ›„ ์ถœ์‚ฐํ•œ ๊ฐ€๊ตฌ๋ผ๋ฉด ๋ˆ„๊ตฌ๋‚˜ ํ•œ ๋ฒˆ์ฏค ๋“ค์–ด๋ดค์„ ‘์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ’ , ๊ทธ ์กฐ๊ฑด๊ณผ ์šฐ๋Œ€๊ธˆ๋ฆฌ, ๊ทธ๋ฆฌ๊ณ  ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ํฌ์ธํŠธ๊นŒ์ง€ ์˜ค๋Š˜ ํ•œ๋ˆˆ์— ์ •๋ฆฌํ•ด๋“œ๋ฆด๊ฒŒ์š”. ํŠนํžˆ, 1์ฃผํƒ์ž์˜ ๋Œ€ํ™˜๋„ ๊ฐ€๋Šฅ ํ•˜๊ณ , ์ถ”๊ฐ€ ์ถœ์‚ฐ ์‹œ ๊ธˆ๋ฆฌ ํ˜œํƒ์ด ์ตœ๋Œ€ 15๋…„ ๊นŒ์ง€ ์ด์–ด์งˆ ์ˆ˜ ์žˆ๋Š” ์ ์€ ์ž๋…€ ๊ณ„ํš์ด ์žˆ๋Š” ๊ฐ€๊ตฌ์—๊ฒ ๋”ํ•  ๋‚˜์œ„ ์—†๋Š” ๊ธฐํšŒ๊ฐ€ ๋  ์ˆ˜ ์žˆ์–ด์š”. ์ง€๊ธˆ ์‹ ์ฒญ ๊ฐ€๋Šฅํ•œ์ง€, ์–ด๋–ค ๊ธฐ์ค€์„ ์ถฉ์กฑํ•ด์•ผ ํ•˜๋Š”์ง€ ๊ถ๊ธˆํ•˜์‹œ๋‹ค๋ฉด ์˜ค๋Š˜ ๊ธ€ ๋๊นŒ์ง€ ์ฝ์–ด๋ณด์‹œ๋ฉด ๋ถ„๋ช… ๋„์›€์ด ๋˜์‹ค ๊ฑฐ์˜ˆ์š”. ๐Ÿ“Œ ๋ชฉ์ฐจ ๋ณด๊ธฐ (ํด๋ฆญํ•˜์—ฌ ํŽผ์น˜๊ธฐ) | ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? | ๋Œ€์ถœ ์ž๊ฒฉ์š”๊ฑด ์ด์ •๋ฆฌ (2025๋…„ ๊ธฐ์ค€) | ๋Œ€์ถœ์กฐ๊ฑด – ํ•œ๋„, ๊ธˆ๋ฆฌ, ๊ธฐ๊ฐ„ | ์šฐ๋Œ€๊ธˆ๋ฆฌ ์ ์šฉ ์š”๊ฑด 7๊ฐ€์ง€ | ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ์ฃผ์š” ํฌ์ธํŠธ | ์ž์ฃผ ๋ฌป๋Š” ์งˆ๋ฌธ ์ •๋ฆฌ (Q&A) | ์‹ ์ƒ์•„ ๋””๋”ค๋Œ๋Œ€์ถœ ์ฒดํฌ๋ฆฌ์ŠคํŠธ | ๋งˆ๋ฌด๋ฆฌ ์š”์•ฝ ๋ฐ ์‹ ์ฒญ ํŒ | Why the “Newborn Special Didimdol Loan” is getting attention again The housing market has been fluctuating again recently. While mortgage interest rates seem to be slightly declining, they remain a heavy burden for actual homebuyers. That’s why the government’s special mortgage program for families with newborns — t...

์ธ๊ฐ ์—†์ด ๊ณ„์•ฝํ•˜์ž๋Š” ๊ณ ๊ฐ๋‹˜, ์ด๋ ‡๊ฒŒ ๋Œ€์ฒ˜ํ•˜์„ธ์š”!

์ด๋ฏธ์ง€
๊ณ„์•ฝ ๋‹น์ผ, ๋Œ€ํ‘œ๋‹˜์ด ์ด๋ ‡๊ฒŒ ๋ง์”€ํ•˜์…จ์Šต๋‹ˆ๋‹ค. “์•„... ๋„์žฅ์€ ์•ˆ ๊ฐ€์ ธ์™”๋Š”๋ฐ์š”?” ํ˜น์€ “์ธ๊ฐ๋„์žฅ ๋ง๊ณ  ํšŒ์‚ฌ ์ง์ธ๋งŒ ์žˆ๋Š”๋ฐ์š”~” ์‹ค๋ฌด์—์„œ ์ž์ฃผ ๋งˆ์ฃผ์น˜๋Š” ์ƒํ™ฉ์ด์ง€๋งŒ, ์ ˆ๋Œ€ ๊ฐ€๋ณ๊ฒŒ ๋„˜๊ธฐ๋ฉด ์•ˆ ๋˜๋Š” ๋ฌธ์ œ ์ž…๋‹ˆ๋‹ค. ๋ฒ•์  ํšจ๋ ฅ์— ํฐ ์˜ํ–ฅ์„ ์ฃผ๋Š” ์ด์Šˆ์ด๊ธฐ ๋•Œ๋ฌธ์— ์˜ค๋Š˜์€ ๋ฒ•์ธ ์ธ๊ฐ ์—†์ด ๊ณ„์•ฝํ•˜๋ ค ํ•  ๋•Œ์˜ ์ •ํ™•ํ•œ ๋Œ€์ฒ˜๋ฒ• ์„ ์ •๋ฆฌํ•ด๋“œ๋ฆด๊ฒŒ์š”. ๐Ÿ“Œ ํ•ต์‹ฌ ๋ฉ”์‹œ์ง€: ์ธ๊ฐ ์—†์ด ๊ณ„์•ฝ ์ง„ํ–‰? ์ ˆ๋Œ€ ๊ธˆ์ง€! ๋ฐ˜๋“œ์‹œ ์˜ˆ๋น„๊ณ„์•ฝ์„œ๋กœ ๋Œ€์ฒดํ•˜๊ฑฐ๋‚˜ ์ •์‹ ๋„์žฅ์„ ๋ฐ›์€ ํ›„ ๊ณ„์•ฝํ•ด์•ผ ํ•ฉ๋‹ˆ๋‹ค. ์ง€๊ธˆ๋ถ€ํ„ฐ ๊ณ„์•ฝ ์ƒํ™ฉ๋ณ„๋กœ ์–ด๋–ป๊ฒŒ ๋Œ€์‘ํ•ด์•ผ ํ• ์ง€ ํŠน์•ฝ ๋ฌธ๊ตฌ ์˜ˆ์‹œ ๊นŒ์ง€ ์‹ค์ „ ์ค‘์‹ฌ์œผ๋กœ ์•ˆ๋‚ดํ•ด๋“œ๋ฆด๊ฒŒ์š”. ❗ ์ธ๊ฐ ์—†์ด ๊ณ„์•ฝํ•˜์ž๋Š” ๋Œ€ํ‘œ๋‹˜, ์–ด๋–ป๊ฒŒ ํ•ด์•ผ ํ• ๊นŒ์š”? No Corporate Seal at Contract Time? Here’s What to Do ๊ณ„์•ฝ ๋‹น์ผ, ๋Œ€ํ‘œ๋‹˜์ด ์ด๋ ‡๊ฒŒ ๋ง์”€ํ•˜์…จ์–ด์š”. “์•„... ๋„์žฅ์€ ์•ˆ ๊ฐ€์ ธ์™”๋Š”๋ฐ์š”?” ํ˜น์€ “์ธ๊ฐ๋„์žฅ ๋ง๊ณ  ํšŒ์‚ฌ ์ง์ธ๋งŒ ์žˆ๋Š”๋ฐ์š”~” ์ด๋Ÿฐ ์ƒํ™ฉ, ๋„ˆ๋ฌด ํ”ํ•˜์ง€๋งŒ ์ ˆ๋Œ€ ๊ฐ€๋ณ๊ฒŒ ๋„˜๊ธฐ๋ฉด ์•ˆ ๋ฉ๋‹ˆ๋‹ค! ์˜ค๋Š˜์€ ๋ฒ•์ธ ์ธ๊ฐ ์—†์ด ๊ณ„์•ฝํ•˜๋ ค ํ•  ๋•Œ์˜ ๋Œ€์ฒ˜๋ฒ• ์„ ์‹ค๋ฌด ์ค‘์‹ฌ์œผ๋กœ ์ •๋ฆฌํ•ด๋“œ๋ฆด๊ฒŒ์š”. ๐Ÿ“Œ ์ƒํ™ฉ๋ณ„ ๋Œ€์ฒ˜ ๋ฐฉ๋ฒ• ์ƒํ™ฉ Situation ๋Œ€์‘ Response ์ฃผ์˜์‚ฌํ•ญ Watch Out ① ์ธ๊ฐ๋„์žฅ ๋ฏธ์ง€์ฐธ ๊ณ„์•ฝ ์—ฐ๊ธฐ or ์ž„์‹œ๊ณ„์•ฝ์„œ ์ž‘์„ฑ ๋‚ ์ธ ์ ˆ๋Œ€ ๊ธˆ์ง€, ๋„์žฅ ๊ฐ€์ ธ์˜ฌ ๋•Œ๊นŒ์ง€ ๋ณด๋ฅ˜ ② ์ง์ธ๋งŒ ์žˆ์Œ ์˜ˆ๋น„๊ณ„์•ฝ์„œ ์ž‘์„ฑ + ํŠน์•ฝ ์‚ฝ์ž… “์ •์‹ ์ธ๊ฐ ๋‚ ์ธ ์ „๊นŒ์ง€ ํšจ๋ ฅ ์—†์Œ” ๋ช…์‹œ ③ ์ธ๊ฐ๋„์žฅ ์žˆ์Œ, ์ธ๊ฐ์ฆ๋ช…์„œ ์—†์Œ ์กฐ๊ฑด๋ถ€ ๊ณ„์•ฝ ์ง„ํ–‰ ๊ฐ€๋Šฅ ์ฆ๋ช…์„œ ์›๋ณธ ์ œ์ถœ์ผ์ž ํŠน์•ฝ์œผ๋กœ ๊ธฐ์žฌ ...