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๋ผ๋ฒจ์ด ์ž„๋Œ€์ฐจ์‹ค๋ฌด์ธ ๊ฒŒ์‹œ๋ฌผ ํ‘œ์‹œ

2025์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ๋†“์น˜๋ฉด ํ›„ํšŒํ•ฉ๋‹ˆ๋‹ค! ์กฐ๊ฑด·์šฐ๋Œ€๊ธˆ๋ฆฌ ์™„๋ฒฝ ์ •๋ฆฌ

| ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? ์š”์ฆ˜ ๋ถ€๋™์‚ฐ ์‹œ์žฅ์ด ๋‹ค์‹œ ์ถœ๋ ์ด๊ณ  ์žˆ์–ด์š”. ์ฃผํƒ๋‹ด๋ณด๋Œ€์ถœ ๊ธˆ๋ฆฌ๋Š” ์™„๋งŒํ•˜๊ฒŒ ๋‚ด๋ ค๊ฐ€๋Š” ๋“ฏํ•˜์ง€๋งŒ, ์‹ค์ˆ˜์š”์ž ์ž…์žฅ์—์„œ๋Š” ์—ฌ์ „ํžˆ ๋ถ€๋‹ด์Šค๋Ÿฝ์ฃ . ์ด๋Ÿฐ ์ƒํ™ฉ์—์„œ ์ •๋ถ€๊ฐ€ ์‹ ์ƒ์•„ ์ถœ์‚ฐ ๊ฐ€๊ตฌ ๋ฅผ ์œ„ํ•ด ๋งˆ๋ จํ•œ ํŠน๋ก€์ƒํ’ˆ์ด ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. 2023๋…„ ์ดํ›„ ์ถœ์‚ฐํ•œ ๊ฐ€๊ตฌ๋ผ๋ฉด ๋ˆ„๊ตฌ๋‚˜ ํ•œ ๋ฒˆ์ฏค ๋“ค์–ด๋ดค์„ ‘์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ’ , ๊ทธ ์กฐ๊ฑด๊ณผ ์šฐ๋Œ€๊ธˆ๋ฆฌ, ๊ทธ๋ฆฌ๊ณ  ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ํฌ์ธํŠธ๊นŒ์ง€ ์˜ค๋Š˜ ํ•œ๋ˆˆ์— ์ •๋ฆฌํ•ด๋“œ๋ฆด๊ฒŒ์š”. ํŠนํžˆ, 1์ฃผํƒ์ž์˜ ๋Œ€ํ™˜๋„ ๊ฐ€๋Šฅ ํ•˜๊ณ , ์ถ”๊ฐ€ ์ถœ์‚ฐ ์‹œ ๊ธˆ๋ฆฌ ํ˜œํƒ์ด ์ตœ๋Œ€ 15๋…„ ๊นŒ์ง€ ์ด์–ด์งˆ ์ˆ˜ ์žˆ๋Š” ์ ์€ ์ž๋…€ ๊ณ„ํš์ด ์žˆ๋Š” ๊ฐ€๊ตฌ์—๊ฒ ๋”ํ•  ๋‚˜์œ„ ์—†๋Š” ๊ธฐํšŒ๊ฐ€ ๋  ์ˆ˜ ์žˆ์–ด์š”. ์ง€๊ธˆ ์‹ ์ฒญ ๊ฐ€๋Šฅํ•œ์ง€, ์–ด๋–ค ๊ธฐ์ค€์„ ์ถฉ์กฑํ•ด์•ผ ํ•˜๋Š”์ง€ ๊ถ๊ธˆํ•˜์‹œ๋‹ค๋ฉด ์˜ค๋Š˜ ๊ธ€ ๋๊นŒ์ง€ ์ฝ์–ด๋ณด์‹œ๋ฉด ๋ถ„๋ช… ๋„์›€์ด ๋˜์‹ค ๊ฑฐ์˜ˆ์š”. ๐Ÿ“Œ ๋ชฉ์ฐจ ๋ณด๊ธฐ (ํด๋ฆญํ•˜์—ฌ ํŽผ์น˜๊ธฐ) | ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? | ๋Œ€์ถœ ์ž๊ฒฉ์š”๊ฑด ์ด์ •๋ฆฌ (2025๋…„ ๊ธฐ์ค€) | ๋Œ€์ถœ์กฐ๊ฑด – ํ•œ๋„, ๊ธˆ๋ฆฌ, ๊ธฐ๊ฐ„ | ์šฐ๋Œ€๊ธˆ๋ฆฌ ์ ์šฉ ์š”๊ฑด 7๊ฐ€์ง€ | ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ์ฃผ์š” ํฌ์ธํŠธ | ์ž์ฃผ ๋ฌป๋Š” ์งˆ๋ฌธ ์ •๋ฆฌ (Q&A) | ์‹ ์ƒ์•„ ๋””๋”ค๋Œ๋Œ€์ถœ ์ฒดํฌ๋ฆฌ์ŠคํŠธ | ๋งˆ๋ฌด๋ฆฌ ์š”์•ฝ ๋ฐ ์‹ ์ฒญ ํŒ | Why the “Newborn Special Didimdol Loan” is getting attention again The housing market has been fluctuating again recently. While mortgage interest rates seem to be slightly declining, they remain a heavy burden for actual homebuyers. That’s why the government’s special mortgage program for families with newborns — t...

์ง‘์ฃผ์ธ ๋ฐ”๋€Œ์—ˆ์„ ๋•Œ, ์–ด๋–ป๊ฒŒ ํ•ด์•ผ ํ•˜๋‚˜์š”? ๋ณด์ฆ๊ธˆ·์žฅ๊ธฐ์ˆ˜์„ ์ถฉ๋‹น๊ธˆ ์™„๋ฒฝ ์ •๋ฆฌ!(2)

์ด๋ฏธ์ง€
| ์ง‘์ฃผ์ธ ๋ฐ”๋€Œ๋ฉด, ๋ณด์ฆ๊ธˆ์€ ๋ˆ„๊ตฌํ•œํ…Œ ๋ฐ›์•„์•ผ ํ•˜๋‚˜์š”? “์ƒˆ ์ง‘์ฃผ์ธ์ด ์ƒ๊ฒผ๋‹ค๋Š”๋ฐ, ๊ทธ๋Ÿผ ๋‚ด ์ „์„ธ๋ณด์ฆ๊ธˆ์€ ์–ด๋–ป๊ฒŒ ๋˜์ฃ ?” ์‹ค์ œ ๊ณ„์•ฝ์ด ๋‚จ์•„ ์žˆ๋Š”๋ฐ๋„, ๋งŽ์€ ์„ธ์ž…์ž๋ถ„๋“ค์ด ์ด ์ˆœ๊ฐ„ ๋ถˆ์•ˆํ•ด์ง‘๋‹ˆ๋‹ค. ๋ณด์ฆ๊ธˆ์ด ์ˆ˜์ฒœ๋งŒ ์›์—์„œ ์–ต๋Œ€๊นŒ์ง€ ๋˜๋‹ˆ ๋‹น์—ฐํ•œ ๊ฑฑ์ •์ด์ฃ . “I heard the property has a new owner... what happens to my deposit?” Even with a valid lease, tenants often feel anxious when the landlord changes—especially with deposits of tens of thousands or even hundreds of thousands of dollars at stake. --- ✅ ํ•ต์‹ฌ์€ ํ•œ ์ค„์ž…๋‹ˆ๋‹ค: ๋ณด์ฆ๊ธˆ์€ ‘ํ˜„์žฌ ์†Œ์œ ์ž’์ธ ์ƒˆ ์ง‘์ฃผ์ธ์ด ๋Œ๋ ค์ค˜์•ผ ํ•ฉ๋‹ˆ๋‹ค. The deposit must be returned by the current property owner. ๋“ฑ๊ธฐ๋ถ€๋“ฑ๋ณธ์ƒ ์†Œ์œ ๊ถŒ์ด ๋ณ€๊ฒฝ๋˜์—ˆ๋‹ค๋ฉด, ์ž„๋Œ€์ฐจ ๊ณ„์•ฝ์€ ์ž๋™์œผ๋กœ ์ƒˆ ์ง‘์ฃผ์ธ์—๊ฒŒ ์ด์ „๋˜๋ฉฐ ๋ณด์ฆ๊ธˆ ๋ฐ˜ํ™˜ ์˜๋ฌด๋„ ํ•จ๊ป˜ ์Šน๊ณ„๋ฉ๋‹ˆ๋‹ค. If the property title has changed in the registry, your lease rights—and the obligation to return your deposit—are legally transferred to the new owner. --- ๐Ÿ” ์ด๋Ÿฐ ์ƒํ™ฉ์— ์ฃผ์˜ํ•˜์„ธ์š”: ์ด์ „ ์ง‘์ฃผ์ธ์—๊ฒŒ ๋ณด์ฆ๊ธˆ ์ผ๋ถ€๋ผ๋„ ๋จผ์ € ๋ฐ˜ํ™˜๋ฐ›์•˜๋‹ค๋ฉด, ์ƒˆ ์†Œ์œ ์ฃผ์™€ ์ •์‚ฐ์ด ๋ณต์žกํ•ด์งˆ ์ˆ˜ ์žˆ์Œ ๊ณ„์•ฝ์„œ ์›๋ณธ, ํ™•์ •์ผ์ž, ์ „์ž…์‹ ๊ณ  3๊ฐ€์ง€๊ฐ€ ๊ฐ–์ถฐ์ง€์ง€ ์•Š์•˜๋‹ค๋ฉด ๊ถŒ๋ฆฌ ๋ณดํ˜ธ๊ฐ€ ์–ด๋ ค์›€ --- | ์‹ค์ œ ์‚ฌ๋ก€๋กœ ๋ณด๋Š” ๋Œ€์ฒ˜ ์ „๋žต Case-Based Response Strategies ๐Ÿ“Œ ์‚ฌ๋ก€ 1: ๊ณ„์•ฝ์ž์™€ ์„ธ๋Œ€์ฃผ๊ฐ€ ๋‹ค๋ฅธ ๊ฒฝ์šฐ Case 1: Tenant and Household Head Differ...