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๋ผ๋ฒจ์ด ๋“ฑ๊ธฐ๋ถ€๋“ฑ๋ณธ์ธ ๊ฒŒ์‹œ๋ฌผ ํ‘œ์‹œ

2025์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ๋†“์น˜๋ฉด ํ›„ํšŒํ•ฉ๋‹ˆ๋‹ค! ์กฐ๊ฑด·์šฐ๋Œ€๊ธˆ๋ฆฌ ์™„๋ฒฝ ์ •๋ฆฌ

| ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? ์š”์ฆ˜ ๋ถ€๋™์‚ฐ ์‹œ์žฅ์ด ๋‹ค์‹œ ์ถœ๋ ์ด๊ณ  ์žˆ์–ด์š”. ์ฃผํƒ๋‹ด๋ณด๋Œ€์ถœ ๊ธˆ๋ฆฌ๋Š” ์™„๋งŒํ•˜๊ฒŒ ๋‚ด๋ ค๊ฐ€๋Š” ๋“ฏํ•˜์ง€๋งŒ, ์‹ค์ˆ˜์š”์ž ์ž…์žฅ์—์„œ๋Š” ์—ฌ์ „ํžˆ ๋ถ€๋‹ด์Šค๋Ÿฝ์ฃ . ์ด๋Ÿฐ ์ƒํ™ฉ์—์„œ ์ •๋ถ€๊ฐ€ ์‹ ์ƒ์•„ ์ถœ์‚ฐ ๊ฐ€๊ตฌ ๋ฅผ ์œ„ํ•ด ๋งˆ๋ จํ•œ ํŠน๋ก€์ƒํ’ˆ์ด ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. 2023๋…„ ์ดํ›„ ์ถœ์‚ฐํ•œ ๊ฐ€๊ตฌ๋ผ๋ฉด ๋ˆ„๊ตฌ๋‚˜ ํ•œ ๋ฒˆ์ฏค ๋“ค์–ด๋ดค์„ ‘์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ’ , ๊ทธ ์กฐ๊ฑด๊ณผ ์šฐ๋Œ€๊ธˆ๋ฆฌ, ๊ทธ๋ฆฌ๊ณ  ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ํฌ์ธํŠธ๊นŒ์ง€ ์˜ค๋Š˜ ํ•œ๋ˆˆ์— ์ •๋ฆฌํ•ด๋“œ๋ฆด๊ฒŒ์š”. ํŠนํžˆ, 1์ฃผํƒ์ž์˜ ๋Œ€ํ™˜๋„ ๊ฐ€๋Šฅ ํ•˜๊ณ , ์ถ”๊ฐ€ ์ถœ์‚ฐ ์‹œ ๊ธˆ๋ฆฌ ํ˜œํƒ์ด ์ตœ๋Œ€ 15๋…„ ๊นŒ์ง€ ์ด์–ด์งˆ ์ˆ˜ ์žˆ๋Š” ์ ์€ ์ž๋…€ ๊ณ„ํš์ด ์žˆ๋Š” ๊ฐ€๊ตฌ์—๊ฒ ๋”ํ•  ๋‚˜์œ„ ์—†๋Š” ๊ธฐํšŒ๊ฐ€ ๋  ์ˆ˜ ์žˆ์–ด์š”. ์ง€๊ธˆ ์‹ ์ฒญ ๊ฐ€๋Šฅํ•œ์ง€, ์–ด๋–ค ๊ธฐ์ค€์„ ์ถฉ์กฑํ•ด์•ผ ํ•˜๋Š”์ง€ ๊ถ๊ธˆํ•˜์‹œ๋‹ค๋ฉด ์˜ค๋Š˜ ๊ธ€ ๋๊นŒ์ง€ ์ฝ์–ด๋ณด์‹œ๋ฉด ๋ถ„๋ช… ๋„์›€์ด ๋˜์‹ค ๊ฑฐ์˜ˆ์š”. ๐Ÿ“Œ ๋ชฉ์ฐจ ๋ณด๊ธฐ (ํด๋ฆญํ•˜์—ฌ ํŽผ์น˜๊ธฐ) | ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? | ๋Œ€์ถœ ์ž๊ฒฉ์š”๊ฑด ์ด์ •๋ฆฌ (2025๋…„ ๊ธฐ์ค€) | ๋Œ€์ถœ์กฐ๊ฑด – ํ•œ๋„, ๊ธˆ๋ฆฌ, ๊ธฐ๊ฐ„ | ์šฐ๋Œ€๊ธˆ๋ฆฌ ์ ์šฉ ์š”๊ฑด 7๊ฐ€์ง€ | ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ์ฃผ์š” ํฌ์ธํŠธ | ์ž์ฃผ ๋ฌป๋Š” ์งˆ๋ฌธ ์ •๋ฆฌ (Q&A) | ์‹ ์ƒ์•„ ๋””๋”ค๋Œ๋Œ€์ถœ ์ฒดํฌ๋ฆฌ์ŠคํŠธ | ๋งˆ๋ฌด๋ฆฌ ์š”์•ฝ ๋ฐ ์‹ ์ฒญ ํŒ | Why the “Newborn Special Didimdol Loan” is getting attention again The housing market has been fluctuating again recently. While mortgage interest rates seem to be slightly declining, they remain a heavy burden for actual homebuyers. That’s why the government’s special mortgage program for families with newborns — t...

๋“ฑ๊ธฐ๋ถ€๋“ฑ๋ณธ๋งŒ ๋ณด๊ณ  ๊ณ„์•ฝํ•˜๋ฉด ์•ˆ ๋˜๋Š” ์ด์œ  (ft. ์‚ฌ๊ธฐ ์˜ˆ๋ฐฉ ์ฒดํฌ๋ฆฌ์ŠคํŠธ)

์ด๋ฏธ์ง€
| ์™œ ๋“ฑ๊ธฐ๋ถ€๋“ฑ๋ณธ๋งŒ ๋ฏฟ์œผ๋ฉด ์•ˆ๋ ๊นŒ์š”? ๋“ฑ๊ธฐ๋ถ€๋“ฑ๋ณธ ๋–ผ๋ดค๋Š”๋ฐ ์•„๋ฌด ์ด์ƒ ์—†์—ˆ์–ด์š”. ๊ทธ๋ž˜์„œ ์•ˆ์‹ฌํ•˜๊ณ  ๋งค์ˆ˜ ๊ณ„์•ฝํ•˜์…จ๋‚˜์š”? ํ•˜์ง€๋งŒ ๋ช‡ ๋‹ฌ ๋’ค ๋‚ ์•„์˜จ ๋‚ด์šฉ์ฆ๋ช…. "๋‹น์‹ ์ด ์‚ฐ ์ง‘, ์‚ฌ์‹ค ๋Œ€์ถœ๊ธˆ์ด ์•ˆ ๊ฐš์•„์กŒ์Šต๋‹ˆ๋‹ค." ๊ทธ๋•Œ์„œ์•ผ ์•Œ๊ฒŒ ๋ฉ๋‹ˆ๋‹ค. ๋“ฑ๊ธฐ๋ถ€๋“ฑ๋ณธ๋งŒ ๋ฏฟ๊ณ  ๊ฑฐ๋ž˜ํ•˜๋Š” ๊ฑด ๋งค์šฐ ์œ„ํ—˜ํ•˜๋‹ค๋Š” ์‚ฌ์‹ค์„์š”. ์šฐ๋ฆฌ๋‚˜๋ผ ๋“ฑ๊ธฐ์ œ๋„๋Š” '๊ณต์‹œ'๋Š” ํ•˜์ง€๋งŒ, '๊ณต์‹  'ํ•˜์ง€ ์•Š์Šต๋‹ˆ๋‹ค. ์ฆ‰, ๋“ฑ๊ธฐ์— ํ‘œ์‹œ๋œ ๋‚ด์šฉ์ด ํ‹€๋ ค๋„ ๊ตญ๊ฐ€๊ฐ€ ์ฑ…์ž„์ง€์ง€ ์•Š๋Š” ๊ตฌ์กฐ ์ž…๋‹ˆ๋‹ค. ์ด ๋ง ํ•œ ๋งˆ๋””๊ฐ€ ๋ถ€๋™์‚ฐ ์‚ฌ๊ธฐ์˜ ์ถœ๋ฐœ์ ์ด ๋œ๋‹ค๋Š” ๊ฒƒ, ์•Œ๊ณ  ๊ณ„์…จ๋‚˜์š”? ์˜ค๋Š˜ ์ด ๊ธ€์—์„œ๋Š” ๋“ฑ๊ธฐ๋ถ€๋“ฑ๋ณธ์„ ์•…์šฉํ•œ ์ตœ์‹  ์‚ฌ๊ธฐ ์ˆ˜๋ฒ• ๋ถ€ํ„ฐ ๊ทธ ์‚ฌ๊ธฐ๋ฅผ ์˜ˆ๋ฐฉํ•˜๋Š” ๋ฐฉ๋ฒ•, ๊ทธ๋ฆฌ๊ณ  ๋ณดํ—˜์œผ๋กœ ๋‚ด ๊ถŒ๋ฆฌ๋ฅผ ์ง€ํ‚ค๋Š” ๋ฐฉ๋ฒ• ๊นŒ์ง€ ํ•˜๋‚˜ํ•˜๋‚˜ ํ’€์–ด๋“œ๋ฆด๊ฒŒ์š”. ์‚ฌ๊ธฐ ํ”ผํ•ด๋Š” ๋‚จ์˜ ์ผ์ด ์•„๋‹™๋‹ˆ๋‹ค. ๊ผญ ๋๊นŒ์ง€ ์ฝ๊ณ  ์•ˆ์ „ํ•œ ๊ฑฐ๋ž˜์˜ ์ฒซ๊ฑธ์Œ์„ ์ค€๋น„ํ•ด๋ณด์„ธ์š”. | Why You Shouldn't Rely on the Real Estate Registry Alone "Nothing suspicious came up on the registry, so I signed the contract." But a few months later, a certified letter arrives: "The mortgage on the home you bought has not been repaid." In Korea, the real estate registry (๋“ฑ๊ธฐ๋ถ€๋“ฑ๋ณธ) has publicity but not authenticity . This means even if the information in the registry is wrong, the government won't protect you. This gap creates a major blind spot for fraud. In this post, you'll learn: How s...

๋“ฑ๊ธฐ๋ถ€๋“ฑ๋ณธ ๋ณด๋Š” ๋ฐฉ๋ฒ•! (3)

์ด๋ฏธ์ง€
์ง‘์„ ๊ณ„์•ฝํ•˜๊ธฐ ์ „, ๊ฒ‰๋ชจ์Šต๋งŒ ๋ณด๊ณ  ๊ฒฐ์ •ํ•˜์…จ๋‹ค๋ฉด ์ •๋ง ์ค‘์š”ํ•œ ๊ฑธ ๋†“์น˜๊ณ  ๊ณ„์‹  ๊ฑธ ์ˆ˜๋„ ์žˆ์–ด์š”. If you've only judged a home by its appearance, you might be missing the most critical information. ๋“ฑ๊ธฐ๋ถ€๋“ฑ๋ณธ ์€ ์ง‘์˜ ์ฃผ์ธ, ๋Œ€์ถœ, ์••๋ฅ˜ ์—ฌ๋ถ€๊นŒ์ง€ ๋ชจ๋“  ๊ถŒ๋ฆฌ๊ด€๊ณ„๋ฅผ ์•Œ๋ ค์ฃผ๋Š” ๋ถ€๋™์‚ฐ์˜ ์ฃผ๋ฏผ๋“ฑ๋ก์ฆ ๊ฐ™์€ ์„œ๋ฅ˜์˜ˆ์š”. The land registry is like a property's ID—it shows who owns it, what loans are on it, and whether it's under any legal claim. ์ „์„ธ๊ณ„์•ฝ์ด๋‚˜ ๋งค๋งค๋ฅผ ์•ž๋‘๊ณ  ์žˆ๋‹ค๋ฉด, ์ด ํ•œ ์žฅ์œผ๋กœ ์ˆ˜์ฒœ๋งŒ ์›์˜ ๋‚ด ๋ˆ์„ ์ง€ํ‚ฌ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. Before you sign any contract, this single document could save you millions in deposit or purchase costs. ์˜ค๋Š˜์€ ๋“ฑ๊ธฐ๋ถ€๋“ฑ๋ณธ์ด ๋ฌด์—‡์ธ์ง€, ์–ด๋–ป๊ฒŒ ํ™•์ธํ•˜๋ฉด ๋˜๋Š”์ง€ ์‰ฝ๊ณ  ๊ฐ„๋‹จํ•˜๊ฒŒ ์„ค๋ช…ํ•ด๋“œ๋ฆด๊ฒŒ์š”. Let's make it easy—what the land registry is, what to look for, and how to get it, step by step. ๋“ฑ๊ธฐ๋ถ€๋“ฑ๋ณธ์ด๋ž€? / What is a Land Registry? ๋ถ€๋™์‚ฐ์˜ ์†Œ์œ ๊ถŒ, ๋Œ€์ถœ์ •๋ณด, ์••๋ฅ˜ ๋“ฑ ๊ถŒ๋ฆฌ๊ด€๊ณ„๋ฅผ ์•Œ ์ˆ˜ ์žˆ๋Š” ๊ณต์   ์„œ๋ฅ˜์ž…๋‹ˆ๋‹ค. It’s an official record of a property's ownership, mortgages, and legal claims. ๋“ฑ๊ธฐ๋ถ€๋“ฑ๋ณธ ๊ตฌ์„ฑ / Sections of the Registry ํ‘œ์ œ๋ถ€: ์ง‘์˜ ๊ธฐ๋ณธ์ •๋ณด (์ฃผ์†Œ, ๋ฉด์  ๋“ฑ) Over...