๊ธ€

๋ผ๋ฒจ์ด ๊ฐ€์กฑ ๊ฐ„ ๊ฑฐ๋ž˜ ์„ธ๊ธˆ์ธ ๊ฒŒ์‹œ๋ฌผ ํ‘œ์‹œ

2025์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ๋†“์น˜๋ฉด ํ›„ํšŒํ•ฉ๋‹ˆ๋‹ค! ์กฐ๊ฑด·์šฐ๋Œ€๊ธˆ๋ฆฌ ์™„๋ฒฝ ์ •๋ฆฌ

| ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? ์š”์ฆ˜ ๋ถ€๋™์‚ฐ ์‹œ์žฅ์ด ๋‹ค์‹œ ์ถœ๋ ์ด๊ณ  ์žˆ์–ด์š”. ์ฃผํƒ๋‹ด๋ณด๋Œ€์ถœ ๊ธˆ๋ฆฌ๋Š” ์™„๋งŒํ•˜๊ฒŒ ๋‚ด๋ ค๊ฐ€๋Š” ๋“ฏํ•˜์ง€๋งŒ, ์‹ค์ˆ˜์š”์ž ์ž…์žฅ์—์„œ๋Š” ์—ฌ์ „ํžˆ ๋ถ€๋‹ด์Šค๋Ÿฝ์ฃ . ์ด๋Ÿฐ ์ƒํ™ฉ์—์„œ ์ •๋ถ€๊ฐ€ ์‹ ์ƒ์•„ ์ถœ์‚ฐ ๊ฐ€๊ตฌ ๋ฅผ ์œ„ํ•ด ๋งˆ๋ จํ•œ ํŠน๋ก€์ƒํ’ˆ์ด ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. 2023๋…„ ์ดํ›„ ์ถœ์‚ฐํ•œ ๊ฐ€๊ตฌ๋ผ๋ฉด ๋ˆ„๊ตฌ๋‚˜ ํ•œ ๋ฒˆ์ฏค ๋“ค์–ด๋ดค์„ ‘์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ’ , ๊ทธ ์กฐ๊ฑด๊ณผ ์šฐ๋Œ€๊ธˆ๋ฆฌ, ๊ทธ๋ฆฌ๊ณ  ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ํฌ์ธํŠธ๊นŒ์ง€ ์˜ค๋Š˜ ํ•œ๋ˆˆ์— ์ •๋ฆฌํ•ด๋“œ๋ฆด๊ฒŒ์š”. ํŠนํžˆ, 1์ฃผํƒ์ž์˜ ๋Œ€ํ™˜๋„ ๊ฐ€๋Šฅ ํ•˜๊ณ , ์ถ”๊ฐ€ ์ถœ์‚ฐ ์‹œ ๊ธˆ๋ฆฌ ํ˜œํƒ์ด ์ตœ๋Œ€ 15๋…„ ๊นŒ์ง€ ์ด์–ด์งˆ ์ˆ˜ ์žˆ๋Š” ์ ์€ ์ž๋…€ ๊ณ„ํš์ด ์žˆ๋Š” ๊ฐ€๊ตฌ์—๊ฒ ๋”ํ•  ๋‚˜์œ„ ์—†๋Š” ๊ธฐํšŒ๊ฐ€ ๋  ์ˆ˜ ์žˆ์–ด์š”. ์ง€๊ธˆ ์‹ ์ฒญ ๊ฐ€๋Šฅํ•œ์ง€, ์–ด๋–ค ๊ธฐ์ค€์„ ์ถฉ์กฑํ•ด์•ผ ํ•˜๋Š”์ง€ ๊ถ๊ธˆํ•˜์‹œ๋‹ค๋ฉด ์˜ค๋Š˜ ๊ธ€ ๋๊นŒ์ง€ ์ฝ์–ด๋ณด์‹œ๋ฉด ๋ถ„๋ช… ๋„์›€์ด ๋˜์‹ค ๊ฑฐ์˜ˆ์š”. ๐Ÿ“Œ ๋ชฉ์ฐจ ๋ณด๊ธฐ (ํด๋ฆญํ•˜์—ฌ ํŽผ์น˜๊ธฐ) | ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? | ๋Œ€์ถœ ์ž๊ฒฉ์š”๊ฑด ์ด์ •๋ฆฌ (2025๋…„ ๊ธฐ์ค€) | ๋Œ€์ถœ์กฐ๊ฑด – ํ•œ๋„, ๊ธˆ๋ฆฌ, ๊ธฐ๊ฐ„ | ์šฐ๋Œ€๊ธˆ๋ฆฌ ์ ์šฉ ์š”๊ฑด 7๊ฐ€์ง€ | ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ์ฃผ์š” ํฌ์ธํŠธ | ์ž์ฃผ ๋ฌป๋Š” ์งˆ๋ฌธ ์ •๋ฆฌ (Q&A) | ์‹ ์ƒ์•„ ๋””๋”ค๋Œ๋Œ€์ถœ ์ฒดํฌ๋ฆฌ์ŠคํŠธ | ๋งˆ๋ฌด๋ฆฌ ์š”์•ฝ ๋ฐ ์‹ ์ฒญ ํŒ | Why the “Newborn Special Didimdol Loan” is getting attention again The housing market has been fluctuating again recently. While mortgage interest rates seem to be slightly declining, they remain a heavy burden for actual homebuyers. That’s why the government’s special mortgage program for families with newborns — t...

✅ ๊ฐ€์กฑ๋ผ๋ฆฌ ์ง‘ ์‚ฌ๊ณ ํŒ”๊ธฐ, ์„ธ๊ธˆ ํญํƒ„ ํ”ผํ•˜๋Š” ์Šค๋งˆํŠธํ•œ 3๋‹จ๊ณ„!

์ด๋ฏธ์ง€
์•ˆ๋…•ํ•˜์„ธ์š”! ์ƒํ™œ์— ๋„์›€ ๋˜๋Š” ๋ˆ ์ •๋ณด๋งŒ ์™์™ ๊ณจ๋ผ ์ „ํ•ด๋“œ๋ฆฌ๋Š” ๋จธ๋‹ˆ๋กœ๊ทธ ์ž…๋‹ˆ๋‹ค ๐Ÿ’ธ ๋ถ€๋ชจ๋‹˜๊ณผ ์ž๋…€ ๊ฐ„์— ์ง‘์„ ์ฃผ๊ณ ๋ฐ›๋Š” ๊ฐ€์กฑ ๊ฐ„ ๋ถ€๋™์‚ฐ ๊ฑฐ๋ž˜ , ๋งŽ์ด๋“ค ํ•˜์‹œ์ฃ ? Many people transfer real estate within their family, like from parents to children. ํ•˜์ง€๋งŒ ๋งˆ์Œ์€ ๊ฐ€์กฑ์ด๋ผ ํŽธํ•ด๋„, ์„ธ๋ฒ•์€ ๊ฐ€์กฑ์ด๋ผ๊ณ  ๋ด์ฃผ์ง€ ์•Š์Šต๋‹ˆ๋‹ค . Tax laws don’t give exemptions just because it’s family. ์˜ค๋Š˜์€ ์ทจ๋“์„ธ, ์–‘๋„์„ธ, ์ฆ์—ฌ์„ธ 3๊ฐ€์ง€ ์„ธ๊ธˆ์—์„œ ๊ผญ ์•Œ์•„์•ผ ํ•  ํฌ์ธํŠธ๋ฅผ ์•Œ๋ ค๋“œ๋ฆด๊ฒŒ์š”! Let’s break down three key taxes you must know when dealing with family property transfers. ๐Ÿก 1. ์ทจ๋“์„ธ – ์‹œ์„ธ๋ณด๋‹ค ์‹ธ๊ฒŒ ์‚ฌ๋ฉด ์„ธ๊ธˆ ๋‹ค์‹œ ๋‚˜์˜ต๋‹ˆ๋‹ค ์ทจ๋“์„ธ ๋Š” ๋ถ€๋™์‚ฐ์„ ์‚ด ๋•Œ ๋‚ด๋Š” ์„ธ๊ธˆ์ด์—์š”. Acquisition tax is charged when purchasing real estate. ๊ฐ€์กฑ ๊ฐ„ ๊ฑฐ๋ž˜๋ผ๋„ ์‹œ๊ฐ€๋ณด๋‹ค ๋„ˆ๋ฌด ๋‚ฎ์€ ๊ฐ€๊ฒฉ ์ด๋ฉด ๋ฌธ์ œ๊ฐ€ ๋  ์ˆ˜ ์žˆ์–ด์š”. If the price is much lower than the market value, it could be re-evaluated. ์„ธ๋ฌด์„œ๋Š” ‘๋ถ€๋‹นํ–‰์œ„๊ณ„์‚ฐ ๋ถ€์ธ’ ๊ทœ์ •์„ ์ ์šฉํ•ด์„œ, ์‹œ๊ฐ€ ๊ธฐ์ค€์œผ๋กœ ์„ธ๊ธˆ์„ ๋‹ค์‹œ ๊ณ„์‚ฐํ•  ์ˆ˜ ์žˆ์–ด์š”. The tax office may ignore the actual price and calculate tax based on market value. ๐Ÿ’ก ์˜ˆ์‹œ: ์‹œ์„ธ 6์–ต ์•„ํŒŒํŠธ๋ฅผ ๋ถ€๋ชจ๋‹˜๊ป˜ 3์–ต์— ๊ตฌ์ž…ํ–ˆ๋‹ค๋ฉด? → ์„ธ๊ธˆ์€ 3์–ต์ด ์•„๋‹ˆ๋ผ 6์–ต ๊ธฐ์ค€์œผ๋กœ ๋ถ€๊ณผ๋  ์ˆ˜ ์žˆ์–ด์š”. If you buy a 600M KRW home for 300M from family, tax may still be based on 600M. ๐Ÿ‘‰ ํ•ด๊ฒฐ ๋ฐฉ๋ฒ•์€? ์‹œ์„ธ์— ๊ทผ์ ‘ํ•œ ๊ฐ€๊ฒฉ + ๊ฑฐ๋ž˜ ์‚ฌ์œ  ์ฆ๋น™ Make...