๋ถ€๋™์‚ฐ ์ „์ž๊ณ„์•ฝ, ์–ด๋ ต์ง€ ์•Š์•„์š”! ์ค‘๊ฐœ์‚ฌ๊ฐ€ ์•Œ๋ ค์ฃผ๋Š” A to Z

๐Ÿ“‘ ๋ชฉ์ฐจ | ํƒญํ•˜์—ฌ ํŽผ์ณ๋ณด๊ธฐ ๐Ÿ‡ฐ๐Ÿ‡ท ํ•œ๊ตญ์–ด ๋ชฉ์ฐจ Step 1 . ์•ฑ ์„ค์น˜ ๋ฐ ์‹œ์ž‘ Step 2 . ๊ณ„์•ฝ์„œ ์ž‘์„ฑ ์ „ Step 3 . ๊ณ„์•ฝ์„œ ์„ ํƒ Step 4 . ๋ณธ์ธ ์ธ์ฆ ์ •๋ณด ํ™•์ธ Step 5 . ๋ณธ์ธ ์ธ์ฆ ์‹œ์ž‘ Step 6 . ์•ฝ๊ด€ ๋™์˜ Step 7 . ํ†ต์‹ ์‚ฌ ์„ ํƒ ๋ฐ ์ •๋ณด ์ž…๋ ฅ Step 8 . ์ธ์ฆ๋ฒˆํ˜ธ ์ž…๋ ฅ Step 9 . ์‹ ๋ถ„์ฆ ์ดฌ์˜ Step 10 . ๊ณ„์•ฝ์„œ ๋‚ด์šฉ ํ™•์ธ Step 11 . ์ „์ž์„œ๋ช… Step 12 . ๊ณ„์•ฝ ์™„๋ฃŒ ๋งˆ๋ฌด๋ฆฌํ•˜๋ฉฐ ๐Ÿ‡บ๐Ÿ‡ธ English Table of Contents Step 1 . Install the App and Get Started Step 2 . Before Creating the Contract Step 3 . Select the Contract Step 4 . Verify Identity Information Step 5 . Start Identity Verification Step 6 . Agree to Terms Step 7 . Select Carrier and Enter Info Step 8 . Enter Verification Code Step 9 . Capture Your ID Step 10 . Review Contract Details Step 11 . Electronic Signature Step 12 . Completion and Finalization Final Thoughts | ์ „์ž๊ณ„์•ฝ, ์ƒ๊ฐ๋ณด๋‹ค ๊ฐ„๋‹จํ•ฉ๋‹ˆ๋‹ค ์š”์ฆ˜ ๋ถ€๋™์‚ฐ ๊ณ„์•ฝ์€ ์ „์ž๊ณ„์•ฝ ์œผ๋กœ ์ง„ํ–‰...

๐Ÿ“Š์›”์„ธ·๋งค์ˆ˜๊ฐ€·์ˆ˜์ต๋ฅ ๊นŒ์ง€ ํ•œ๋ˆˆ์—!(1)


์ˆ˜์ต๋ฅ ์„ ๊ณ„์‚ฐํ•˜๋ฉฐ ์ƒ๊ฐ€ ํˆฌ์ž๋ฅผ ๋•๋Š” ๊ท€์—ฌ์šด ๋ฒŒ ์บ๋ฆญํ„ฐ


"์•„ํŒŒํŠธ๋Š” KB์‹œ์„ธ๊ฐ€ ์žˆ๋Š”๋ฐ, ์ƒ๊ฐ€๋Š” ์™œ ์—†์„๊นŒ?"

์ƒ๊ฐ€ ํˆฌ์ž๋ฅผ ๊ณ ๋ฏผํ•ด๋ณด์‹  ๋ถ„์ด๋ผ๋ฉด ํ•œ ๋ฒˆ์ฏค์€ ๋– ์˜ฌ๋ ธ์„ ์งˆ๋ฌธ์ด์ฃ  ๐Ÿ˜Š

์ƒ๊ฐ€๋Š” ๊ฒฐ๊ตญ ์›”์„ธ๊ฐ€ ๊ณง ์‹œ์„ธ์ž…๋‹ˆ๋‹ค. '์–ผ๋งˆ์— ์ž„๋Œ€๋˜๊ณ  ์žˆ๋Š”๊ฐ€'๊ฐ€ ์ž์‚ฐ๊ฐ€์น˜๋ฅผ ๊ฒฐ์ •ํ•ด์š”.
Unlike apartments with public prices, shops are valued by rent and deposits.

๐Ÿ“Œ Tip
๊ฑฐ๋ฆฌ ๋‹ค๋‹ˆ๋‹ค ๋ณด๋ฉด "๋ฌด์ƒ์ž„๋Œ€ 3๊ฐœ์›”"์ด๋ผ๋Š” ํ˜„์ˆ˜๋ง‰ ๋ณด์‹  ์  ์žˆ์ฃ ?
๊ทธ๋ƒฅ ์„œ๋น„์Šค๊ฐ€ ์•„๋‹ˆ์—์š”. ๊ฑฐ๋ž˜๊ฐ€ ์•ˆ ๋ผ์„œ ๋ฌดํ„ฑ๋Œ€๊ณ  ์›”์„ธ๋‚˜ ๋ณด์ฆ๊ธˆ์„ ๋‚ฎ์ถ”๋ฉด ์ƒ๊ฐ€ ์ž์ฒด์˜ ์ž์‚ฐ๊ฐ€์น˜๊ฐ€ ๋–จ์–ด์ง€๋Š” ๊ฒฐ๊ณผ๋ฅผ ๋‚ณ๊ฑฐ๋“ ์š”.
Those “3 months free rent” banners? They’re used to avoid dropping rental value, which could harm long-term asset price.

๊ทธ๋ž˜์„œ ์ƒ๊ฐ€ ํˆฌ์ž๋ฅผ ์•ž๋‘์…จ๊ฑฐ๋‚˜, ์›”์„ธ ์กฐ์ •์ด ๊ณ ๋ฏผ๋˜์‹œ๋Š” ๋ถ„๋“ค๊ป˜๋Š” ‘์ƒ๊ฐ€ ์ˆ˜์ต๋ฅ  ๊ณ„์‚ฐ๊ธฐ’ 3์ข… ์„ธํŠธ๋ฅผ ์ถ”์ฒœ๋“œ๋ ค์š”! ๋ณต์žกํ•œ ๊ณ„์‚ฐ ์—†์ด๋„, ๋งค์ˆ˜๊ฐ€๋ถ€ํ„ฐ ์ˆ˜์ต๋ฅ ๊นŒ์ง€ ํ•œ๋ˆˆ์— ์ •๋ฆฌํ•ด ๋“œ๋ฆด๊ฒŒ์š”. This calculator trio helps investors grasp purchase price, rent, and return—fast and simple!

๐Ÿ“Œ ํ•ต์‹ฌ์š”์•ฝ
✅ ์ˆ˜์ต๋ฅ  ๊ณ„์‚ฐ๊ธฐ: ์—ฐ๊ฐ„ ์ˆ˜์ต๋ฅ (%) ๊ณ„์‚ฐ
✅ ๋งค์ˆ˜๊ฐ€ ๊ณ„์‚ฐ๊ธฐ: ๋ชฉํ‘œ ์ˆ˜์ต๋ฅ  ๊ธฐ์ค€ ์ ์ • ๋งค์ž…๊ฐ€
✅ ์›”์„ธ ๊ณ„์‚ฐ๊ธฐ: ์ ์ • ์›”์„ธ ์ž๋™ ์‚ฐ์ถœ
Check returns, prices, and rent—automated!

▍① ์ƒ๊ฐ€ ์ˆ˜์ต๋ฅ  ๊ณ„์‚ฐ๊ธฐ
Yield Rate Calculator

์ƒ๊ฐ€ ํˆฌ์ž, ์ œ์ผ ๋จผ์ € ํ™•์ธํ•ด์•ผ ํ•  ๊ฑด ์ˆ˜์ต๋ฅ ์ด์—์š”. '์ด ์ƒ๊ฐ€๊ฐ€ ๋‚ด ๋ˆ์„ ์–ผ๋งˆ๋‚˜ ๋ฒŒ์–ด๋‹ค ์ค„ ์ˆ˜ ์žˆ์„๊นŒ?' ๊ทธ ๋‹ต์ด ๋ฐ”๋กœ ์ˆ˜์ต๋ฅ (%)์— ๋‹ด๊ฒจ ์žˆ์–ด์š”.
First and foremost: What’s the return? Your yield shows the real value of your investment.

๋งค์ž…๊ฐ€ / ์›”์„ธ / ๋ณด์ฆ๊ธˆ๋งŒ ์ž…๋ ฅํ•˜๋ฉด ์ž๋™์œผ๋กœ ๊ณ„์‚ฐ ๋! ์—ฐ๊ฐ„ ์ˆ˜์ต๋ฅ ์ด ๋”ฑ ๋‚˜์˜ต๋‹ˆ๋‹ค.
Input purchase price, rent, and deposit—get your annual yield in seconds.

✅ ํŒฉํŠธ์ฒดํฌ (Fact Check)
์ˆ˜์ต๋ฅ  = (์—ฐ๊ฐ„ ์›”์„ธ ÷ (๋งค์ž…๊ฐ€ – ๋ณด์ฆ๊ธˆ)) × 100 ์ด ๊ณ„์‚ฐ๋ฒ•์„ ์ž๋™ํ™”ํ•œ ๊ฒŒ ๋ฐ”๋กœ ์ด ๊ณ„์‚ฐ๊ธฐ์˜ˆ์š”!
Formula: (Annual Rent ÷ (Price – Deposit)) × 100
๐Ÿ“Œ Tip
์ˆ˜์ต๋ฅ ์ด ๋‚ฎ์€ ์ƒ๊ฐ€๋Š” ์›”์„ธ๋ฅผ ์•„๋ฌด๋ฆฌ ๋ฐ›์•„๋„ '๊ฐ€์น˜'๊ฐ€ ์˜ฌ๋ผ๊ฐ€์ง€ ์•Š์•„์š”. ์ˆซ์ž๋กœ ํ™•์ธํ•˜๊ณ  ๋‚˜๋ฉด ํˆฌ์ž ํŒ๋‹จ์ด ์‰ฌ์›Œ์ ธ์š”!
Low yield = low value. Numbers help you make smarter decisions!

▍② ์ƒ๊ฐ€ ์ ์ • ๋งค์ˆ˜๊ฐ€ ๊ณ„์‚ฐ๊ธฐ
Purchase Price Calculator

๋งค๋‹ฌ ๋ฐ›์„ ์›”์„ธ์™€ ๋ชฉํ‘œ ์ˆ˜์ต๋ฅ ์„ ์ž…๋ ฅํ•˜๋ฉด, ํ˜„์‹ค์ ์ธ ์ ์ • ๋งค์ž…๊ฐ€๋ฅผ ์ž๋™์œผ๋กœ ๊ณ„์‚ฐํ•ด๋“œ๋ ค์š”. ๋ณด์ฆ๊ธˆ๋„ ๋น ์ง์—†์ด ๋ฐ˜์˜๋ฉ๋‹ˆ๋‹ค!
Enter your desired rent and yield, and we’ll calculate your fair purchase price.

๐Ÿ’ก ์˜ˆ์‹œ (Example)
์›”์„ธ 200๋งŒ ์› / ์ˆ˜์ต๋ฅ  5% / ๋ณด์ฆ๊ธˆ 3,000๋งŒ ์› ๐Ÿ‘‰ ์ ์ • ๋งค์ˆ˜๊ฐ€: ์•ฝ 4์–ต 8์ฒœ๋งŒ ์›
Estimated Purchase Price: Approx. 480 million KRW

▍③ ์ƒ๊ฐ€ ์ ์ • ์›”์„ธ ๊ณ„์‚ฐ๊ธฐ
Monthly Rent Calculator

๊ตฌ์ž…ํ•œ ์ƒ๊ฐ€์— ์›”์„ธ๋ฅผ ์–ผ๋งˆ๋กœ ์ฑ…์ •ํ•ด์•ผ ํ• ์ง€ ์• ๋งคํ•˜์…จ์ฃ ? ์ด ๊ณ„์‚ฐ๊ธฐ๋กœ ๋ชฉํ‘œ ์ˆ˜์ต๋ฅ ์— ๋งž๋Š” ์ ์ • ์›”์„ธ๋ฅผ ํ™•์ธํ•ด๋ณด์„ธ์š”!
Already bought a shop? Check what rent matches your yield goal.

๐Ÿ“Œ Q&A
Q. ๋ณด์ฆ๊ธˆ์ด ๋†’์œผ๋ฉด ์›”์„ธ๋ฅผ ๋‚ฎ์ถฐ์•ผ ํ• ๊นŒ์š”?
A. ๋„ค! ๋ณด์ฆ๊ธˆ์€ ๋ฏธ๋ฆฌ ๋ฐ›์€ ๋ˆ์ด๋ผ ์›”์„ธ์— ์˜ํ–ฅ์„ ์ค˜์š”.
Higher deposit = Lower monthly rent (if yield is fixed).

▍๊ณ„์‚ฐ ๊ฒฐ๊ณผ ์ฃผ์˜์‚ฌํ•ญ
Result Notice

๋ชจ๋“  ๊ฒฐ๊ณผ๋Š” ๋ถ€๊ฐ€์„ธ(VAT) ๋ณ„๋„ ๊ธฐ์ค€์ž…๋‹ˆ๋‹ค. ์ž„๋Œ€๊ณ„์•ฝ ์‹œ VAT ํฌํ•จ ์—ฌ๋ถ€๋ฅผ ๊ผญ ํ™•์ธํ•˜์„ธ์š”!
All results exclude VAT. Be sure to confirm VAT in lease contracts.

▍์–ด๋””์„œ ํ™œ์šฉํ•˜๋ฉด ์ข‹์„๊นŒ?
Best Use Cases

  • ๐Ÿ“Œ ์ƒ๊ฐ€ ๋งค์ˆ˜ ์ „ ์ˆ˜์ต๋ฅ  ์‚ฌ์ „ ๊ฒ€ํ†  Pre-purchase yield analysis
  • ๐Ÿ“Œ ์›”์„ธ ์กฐ์ •, ๋ฆฌ๋ชจ๋ธ๋ง ์ „ ์ˆ˜์ต๋ฅ  ๋น„๊ต Before remodeling or adjusting rent
  • ๐Ÿ“Œ ํฌํŠธํด๋ฆฌ์˜ค ํˆฌ์ž์ „๋žต ๋ฆฌ๋ฐธ๋Ÿฐ์‹ฑ Portfolio review and investment decisions

▍๐Ÿ“‰ ๊ณ„์‚ฐ๊ธฐ ์ง์ ‘ ์‚ฌ์šฉํ•ด๋ณด๊ธฐ
Try the Calculator Live

์ง€๊ธˆ ๋ฐ”๋กœ ์•„๋ž˜ ๊ณ„์‚ฐ๊ธฐ์—์„œ ์ˆ˜์ต๋ฅ , ๋งค์ˆ˜๊ฐ€, ์›”์„ธ๋ฅผ ์ง์ ‘ ๊ณ„์‚ฐํ•ด๋ณด์„ธ์š”! ๋ฒ„ํŠผ์„ ํด๋ฆญํ•˜๋ฉด ์›ํ•˜๋Š” ํ•ญ๋ชฉ๋ณ„ ๊ณ„์‚ฐ๊ธฐ๊ฐ€ ์—ด๋ฆฝ๋‹ˆ๋‹ค. ๐Ÿ˜Š Click a button below and use the calculator right away!

๐Ÿ” ์ง€๊ธˆ ๊ณ„์‚ฐํ•ด๋ณด๊ณ  ํˆฌ์ž ํŒ๋‹จํ•ด๋ณด์„ธ์š”!

๐Ÿ“Š ๊ณ„์‚ฐ๊ธฐ ์—ด๊ธฐ

โ„น️ ๋ชจ๋“  ๊ณ„์‚ฐ ๊ฒฐ๊ณผ๋Š” ๋ถ€๊ฐ€์„ธ(VAT) ๋ณ„๋„์ž…๋‹ˆ๋‹ค.

❓ ์ž์ฃผ ๋ฌป๋Š” ์งˆ๋ฌธ
FAQ

Q. ๋ณด์ฆ๊ธˆ์ด ๋†’์œผ๋ฉด ์ˆ˜์ต๋ฅ ๋„ ๋†’์•„์ง€๋‚˜์š”?
A. ์•„๋‹ˆ์š”! ๋ณด์ฆ๊ธˆ์€ ๋งค์ž…๊ฐ€์—์„œ ์ฐจ๊ฐ๋˜์–ด ๊ณ„์‚ฐ๋˜๋ฏ€๋กœ ์ˆ˜์ต๋ฅ ์„ ๋‚ฎ์ถ”๋Š” ์š”์†Œ๊ฐ€ ๋ฉ๋‹ˆ๋‹ค.
Higher deposit = lower net purchase → lower yield.

Q. ๋งค์ž…๊ฐ€๊ฐ€ ์ •ํ•ด์ ธ ์žˆ๋‹ค๋ฉด ์›”์„ธ๋ฅผ ๋†’์ด๋Š” ๊ฒŒ ์ข‹์„๊นŒ์š”?
A. ์ˆ˜์ต๋ฅ ์„ ๋†’์ด๊ธฐ ์œ„ํ•ด์„œ๋Š” ์ ์ • ์›”์„ธ ์ฑ…์ •์ด ํ•ต์‹ฌ์ž…๋‹ˆ๋‹ค. ๋‹จ, ์ฃผ๋ณ€ ์‹œ์„ธ์™€ ๊ท ํ˜•์ด ์ค‘์š”ํ•ด์š”.

▍๋งˆ๋ฌด๋ฆฌ ํ•œ๋งˆ๋””
Final Note

๋ฌด์ž‘์ • ๋น„์‹ธ๊ฒŒ ์‚ฌ๊ฑฐ๋‚˜, ์ž„๋Œ€๋ฃŒ๋งŒ ๋ณด๊ณ  ๊ฒฐ์ •ํ•˜๊ธฐ ์ „์— ์ด ๊ณ„์‚ฐ๊ธฐ 3์ด์‚ฌ๋กœ ๊ผญ ์ˆซ์ž ํ™•์ธ ๋จผ์ € ํ•ด๋ณด์„ธ์š”! moneybee๋‹˜์ฒ˜๋Ÿผ ํ˜„๋ช…ํ•œ ํˆฌ์ž์ž๋งŒ ์•„๋Š” ๋น„๋ฐ€ ๋ฌด๊ธฐ๋ž๋‹ˆ๋‹ค ๐Ÿ˜‰
๋‹น์‹ ์€ ์–ด๋–ค ๊ณ„์‚ฐ๊ธฐ๊ฐ€ ์ œ์ผ ๋จผ์ € ๊ถ๊ธˆํ•˜์…จ๋‚˜์š”? ๋Œ“๊ธ€์—์„œ ๊ฐ™์ด ์–˜๊ธฐํ•ด๋ด์š”!
Check the numbers before you sign. Which calculator do you think will help you most today?

๐Ÿ“š ์ƒ๊ฐ€ํˆฌ์ž ์ˆ˜์ต๋ฅ  ์‹œ๋ฆฌ์ฆˆ ๋ชจ์•„๋ณด๊ธฐ

๐Ÿ ์˜ค๋Š˜๋„ ๋ถ€์ง€๋Ÿฐํžˆ ๋ˆ ์ •๋ณด ๋ชจ์œผ๋Š” ์ค‘์ด์—์š”!

Money-hunting Busy Bee, always buzzing for smart money tips! ๐Ÿ“Š๐Ÿฏ

※ ๋ณธ ๊ธ€์€ ์ผ๋ฐ˜ ์ •๋ณด ์ œ๊ณต์„ ์œ„ํ•œ ์ฝ˜ํ…์ธ ์ด๋ฉฐ,
๋ฒ•๋ฅ  ๋ฐ ์„ธ๋ฌด ๊ด€๋ จ ์‚ฌํ•ญ์€ ๋ฐ˜๋“œ์‹œ ์ „๋ฌธ๊ฐ€์˜ ์ƒ๋‹ด์„ ๊ถŒ์žฅ๋“œ๋ฆฝ๋‹ˆ๋‹ค.
(This post is for general informational purposes only. Please consult with a qualified professional for legal and tax matters.)

๋Œ“๊ธ€