MoneyLog｜부동산·경제 인사이트

• Resident Registration Certificate – Confirms address and household members for tax benefits eligibility.
• Family Relation Certificate – Verifies “one household, one home” status for acquisition or capital gains tax exemption.
• Seal Certificate – Required for identity verification in loan applications and title transfers.
• Real Estate Transaction Report Certificate – Proof of transaction reporting, required for title registration.
• Register of Title (Deed) – Confirms ownership, mortgages, liens, and other legal rights on the property.
• Building Register – Details building structure, purpose, and any illegal additions.
• Original Lease Contract – Specifies contract terms to prevent disputes.
• Move-in (Address Change) Report – Establishes tenant’s legal standing (opposability) for deposit protection.
• Date Certification (Lease Stamping) – Secures priority claim on deposit repayment (with move-in report).
• Lease Report Certificate – Mandatory in regulated areas/amounts; avoids fines for non-reporting.
• Funds Source Plan – Required for high-value property purchases in regulated zones.
• Jeonse Loan Documents – Proof of employment and income for bank loan review.
• Jeonse Deposit Insurance Documents – Protects against landlord’s failure to return deposit.

네. 매매계약 신고를 완료하면 발급되며, 소유권 이전 등기 신청 시 필수 첨부 서류입니다. 공인중개사를 통해 거래한 경우 대부분 중개사무소에서 발급해줍니다.

가능하면 같은 날 진행하는 것이 좋습니다. 전입신고 다음날부터 대항력이 발생하고, 확정일자가 있어야 우선변제권이 완성됩니다.

매매가 15억 원 초과 주택 취득 시는 증빙서류 제출까지 의무입니다. 그 외 6억 원 이상~15억 원 이하 구간은 계획서만 제출하는 경우가 많습니다.

세대원 구성·1세대 1주택 여부를 판단해야 하는 경우, 취득세 감면·양도세 비과세 적용 시 필수로 요구됩니다.

네. 계약 전에는 권리관계(근저당, 가압류 등)를 확인하고, 계약 후에는 변동사항(소유권 이전 등) 반영 여부를 확인해야 안전합니다.

• Q1. Is the Real Estate Transaction Report Certificate mandatory?
  Yes. It’s issued after completing the sales contract report and is required for title registration. If you used a licensed real estate agent, they usually prepare it for you.
• Q2. Should I get the certified date on the same day as the move-in report?
  Ideally, yes. Tenant’s legal standing starts the day after the move-in report, and priority rights require both move-in and date certification.
• Q3. Do I need to submit supporting documents with the Funds Source Plan?
  Yes, for properties over KRW 1.5 billion. For KRW 600 million–1.5 billion, usually only the plan is required.
• Q4. When is the Family Relation Certificate required?
  When confirming household members or “one household, one home” status for acquisition or capital gains tax exemption.
• Q5. Should I get the Register of Title both before and after signing the contract?
  Yes. Before to check liens and ownership; after to confirm ownership transfer is completed.

• Real Estate Transaction Reporting Act – Article 3 (Reporting) & Article 4 (Deadline): Report within 10 days.
• Real Estate Registration Act – Article 24 (Documents Required for Registration): Includes seal certificate and transaction report certificate.
• Resident Registration Act – Article 10 (Move-in Report): Report within 14 days of moving in.
• Civil Act – Articles 621 & 622: Tenant’s legal standing and priority right upon move-in & date certification.
• Housing Lease Protection Act – Articles 3 & 3-2: Protection and priority for lease deposits.
• Local Tax Special Cases Act – Provisions on acquisition tax reductions and rates.
• Income Tax Act – Requirements for capital gains tax exemption for one household, one home.

Real estate transactions—whether buying, selling, leasing, or renting—are far more than just signing a contract. Each document and date plays a critical role in ensuring the safety of your deal. Knowing exactly where to get each document and why it’s required can make all the difference.

By following today’s checklist, you can minimize stress from missing documents or delays, and handle your transaction day with greater confidence. Using online issuance services will also save you both time and money.

If this guide helped you prepare for your next deal, please share it with others—your one click could protect someone else’s transaction. See you again soon with even more practical tips!