2025์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ๋†“์น˜๋ฉด ํ›„ํšŒํ•ฉ๋‹ˆ๋‹ค! ์กฐ๊ฑด·์šฐ๋Œ€๊ธˆ๋ฆฌ ์™„๋ฒฝ ์ •๋ฆฌ

| ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? ์š”์ฆ˜ ๋ถ€๋™์‚ฐ ์‹œ์žฅ์ด ๋‹ค์‹œ ์ถœ๋ ์ด๊ณ  ์žˆ์–ด์š”. ์ฃผํƒ๋‹ด๋ณด๋Œ€์ถœ ๊ธˆ๋ฆฌ๋Š” ์™„๋งŒํ•˜๊ฒŒ ๋‚ด๋ ค๊ฐ€๋Š” ๋“ฏํ•˜์ง€๋งŒ, ์‹ค์ˆ˜์š”์ž ์ž…์žฅ์—์„œ๋Š” ์—ฌ์ „ํžˆ ๋ถ€๋‹ด์Šค๋Ÿฝ์ฃ . ์ด๋Ÿฐ ์ƒํ™ฉ์—์„œ ์ •๋ถ€๊ฐ€ ์‹ ์ƒ์•„ ์ถœ์‚ฐ ๊ฐ€๊ตฌ ๋ฅผ ์œ„ํ•ด ๋งˆ๋ จํ•œ ํŠน๋ก€์ƒํ’ˆ์ด ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. 2023๋…„ ์ดํ›„ ์ถœ์‚ฐํ•œ ๊ฐ€๊ตฌ๋ผ๋ฉด ๋ˆ„๊ตฌ๋‚˜ ํ•œ ๋ฒˆ์ฏค ๋“ค์–ด๋ดค์„ ‘์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ’ , ๊ทธ ์กฐ๊ฑด๊ณผ ์šฐ๋Œ€๊ธˆ๋ฆฌ, ๊ทธ๋ฆฌ๊ณ  ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ํฌ์ธํŠธ๊นŒ์ง€ ์˜ค๋Š˜ ํ•œ๋ˆˆ์— ์ •๋ฆฌํ•ด๋“œ๋ฆด๊ฒŒ์š”. ํŠนํžˆ, 1์ฃผํƒ์ž์˜ ๋Œ€ํ™˜๋„ ๊ฐ€๋Šฅ ํ•˜๊ณ , ์ถ”๊ฐ€ ์ถœ์‚ฐ ์‹œ ๊ธˆ๋ฆฌ ํ˜œํƒ์ด ์ตœ๋Œ€ 15๋…„ ๊นŒ์ง€ ์ด์–ด์งˆ ์ˆ˜ ์žˆ๋Š” ์ ์€ ์ž๋…€ ๊ณ„ํš์ด ์žˆ๋Š” ๊ฐ€๊ตฌ์—๊ฒ ๋”ํ•  ๋‚˜์œ„ ์—†๋Š” ๊ธฐํšŒ๊ฐ€ ๋  ์ˆ˜ ์žˆ์–ด์š”. ์ง€๊ธˆ ์‹ ์ฒญ ๊ฐ€๋Šฅํ•œ์ง€, ์–ด๋–ค ๊ธฐ์ค€์„ ์ถฉ์กฑํ•ด์•ผ ํ•˜๋Š”์ง€ ๊ถ๊ธˆํ•˜์‹œ๋‹ค๋ฉด ์˜ค๋Š˜ ๊ธ€ ๋๊นŒ์ง€ ์ฝ์–ด๋ณด์‹œ๋ฉด ๋ถ„๋ช… ๋„์›€์ด ๋˜์‹ค ๊ฑฐ์˜ˆ์š”. ๐Ÿ“Œ ๋ชฉ์ฐจ ๋ณด๊ธฐ (ํด๋ฆญํ•˜์—ฌ ํŽผ์น˜๊ธฐ) | ์‹ ์ƒ์•„ ํŠน๋ก€ ๋””๋”ค๋Œ๋Œ€์ถœ, ์ง€๊ธˆ ์™œ ๋‹ค์‹œ ์ฃผ๋ชฉ๋ฐ›์„๊นŒ? | ๋Œ€์ถœ ์ž๊ฒฉ์š”๊ฑด ์ด์ •๋ฆฌ (2025๋…„ ๊ธฐ์ค€) | ๋Œ€์ถœ์กฐ๊ฑด – ํ•œ๋„, ๊ธˆ๋ฆฌ, ๊ธฐ๊ฐ„ | ์šฐ๋Œ€๊ธˆ๋ฆฌ ์ ์šฉ ์š”๊ฑด 7๊ฐ€์ง€ | ์‹ค์ˆ˜ํ•˜๊ธฐ ์‰ฌ์šด ์ฃผ์š” ํฌ์ธํŠธ | ์ž์ฃผ ๋ฌป๋Š” ์งˆ๋ฌธ ์ •๋ฆฌ (Q&A) | ์‹ ์ƒ์•„ ๋””๋”ค๋Œ๋Œ€์ถœ ์ฒดํฌ๋ฆฌ์ŠคํŠธ | ๋งˆ๋ฌด๋ฆฌ ์š”์•ฝ ๋ฐ ์‹ ์ฒญ ํŒ | Why the “Newborn Special Didimdol Loan” is getting attention again The housing market has been fluctuating again recently. While mortgage interest rates seem to be slightly declining, they remain a heavy burden for actual homebuyers. That’s why the government’s special mortgage program for families with newborns — t...

๐Ÿ“ข"๋‚ด๊ฐ€ ์žฅ์‚ฌํ•  ๊ฑฐ๋‹ˆ๊นŒ ๋‚˜๊ฐ€์„ธ์š”"...์ž„๋Œ€์ธ์˜ ํ†ต๋ณด,์ •๋‹นํ• ๊นŒ?

๊ฐ€๊ฒŒ ์ž๋ฆฌ๋ฅผ ์ •์„ฑ๊ป ํ‚ค์›Œ๋†จ๋Š”๋ฐ,
"๋‚ด๊ฐ€ ์žฅ์‚ฌํ•  ๊ฑฐ๋‹ˆ๊นŒ ๋‚˜๊ฐ€์„ธ์š”!"๋Š” ๋ง ํ•œ๋งˆ๋””์— ๋ชจ๋“  ๊ฒŒ ๋ฌด๋„ˆ์งˆ ์ˆ˜ ์žˆ์„๊นŒ์š”?

์ ˆ๋Œ€ ๊ทธ๋ ‡์ง€ ์•Š์Šต๋‹ˆ๋‹ค.
์ƒ๊ฐ€์ž„์ฐจ์ธ์˜ ๊ถŒ๋ฆฌ๊ธˆ ํšŒ์ˆ˜ ๊ธฐํšŒ๋Š” ๋ฒ•์œผ๋กœ ๋ณดํ˜ธ๋ฐ›๋Š” ๊ถŒ๋ฆฌ์˜ˆ์š”.

์ด๋ฒˆ ๊ธ€์—์„œ๋Š” ‘๊ถŒ๋ฆฌ๊ธˆ ํšŒ์ˆ˜๊ธฐํšŒ’๊ฐ€ ์–ด๋–ค ์กฐ๊ฑด์—์„œ ์–ด๋–ป๊ฒŒ ๋ณด์žฅ๋˜๋Š”์ง€,
๊ทธ๋ฆฌ๊ณ  ์ž„๋Œ€์ธ๊ณผ์˜ ๊ฐˆ๋“ฑ์„ ์ง€ํ˜œ๋กญ๊ฒŒ ํ•ด๊ฒฐํ•˜๋Š” ๋ฐฉ๋ฒ•๊นŒ์ง€ ์•ˆ๋‚ดํ•ด๋“œ๋ฆด๊ฒŒ์š” ๐Ÿ˜Š

๐Ÿข ๊ฑด๋ฌผ์ฃผ ๋ฐ”๋€Œ๋ฉด ๊ถŒ๋ฆฌ๊ธˆ๋„ ๋ชป ๋ฐ›๋Š”๋‹ค? NO!
New landlord, no premium money? Not so fast!

์ƒ๊ฐ€ ์ž„๋Œ€์ฐจ, ๊ถŒ๋ฆฌ๊ธˆ ํšŒ์ˆ˜๊ธฐํšŒ ๋ฒ•์ ์œผ๋กœ ๋ณด์žฅ๋ฉ๋‹ˆ๋‹ค
Your rights to recover key money are protected by law.

๊ฐ‘์ž‘์Šค๋Ÿฌ์šด ํ‡ด๊ฑฐ ํ†ต๋ณด์— ๋‹นํ™ฉํ•œ ์ž„์ฐจ์ธ์˜ ๋ชจ์Šต์„ ํ‘œํ˜„ํ•œ ์ด๋ฏธ์ง€

๐Ÿ“ ์ด๋Ÿฐ ์ƒํ™ฉ, ๊ฒช์–ด๋ณด์…จ๋‚˜์š”?
Have you been through this situation?

์ž„์ฐจ์ธ์ด ์˜ค๋žซ๋™์•ˆ ์žฅ์‚ฌํ•ด ์˜จ ์ž๋ฆฌ์— ์ƒˆ ๊ฑด๋ฌผ์ฃผ๊ฐ€ ๋‚˜ํƒ€๋‚˜ “๋‚ด๊ฐ€ ์ง์ ‘ ํ•  ํ…Œ๋‹ˆ ๋‚˜๊ฐ€๋ผ”๊ณ  ๋งํ•œ๋‹ค๋ฉด?
A tenant has been running a business for years, and suddenly a new landlord appears and says, “I’ll run it myself—please leave.”

๐Ÿงฉ ํ•ต์‹ฌ ์Ÿ์  ์š”์•ฝ
Key Issues Summary

  • ๊ณ„์•ฝ๊ฐฑ์‹ ์š”๊ตฌ๊ถŒ์€ ์ตœ๋Œ€ 10๋…„๊นŒ์ง€๋งŒ ์œ ํšจ
    The right to request lease renewal is valid up to 10 years
  • ํ•˜์ง€๋งŒ ๊ถŒ๋ฆฌ๊ธˆ ํšŒ์ˆ˜๊ธฐํšŒ ๋ณดํ˜ธ๋Š” ๋ณ„๋„๋กœ ๋ณด์žฅ
    But the right to recover premium (key money) is protected separately

๐Ÿ“˜ ๋ฒ• ์กฐํ•ญ์œผ๋กœ ๋ณด๋Š” ๊ถŒ๋ฆฌ๊ธˆ ํšŒ์ˆ˜๊ธฐํšŒ
Legal Grounds for Key Money Recovery

์ƒ๊ฐ€๊ฑด๋ฌผ์ž„๋Œ€์ฐจ๋ณดํ˜ธ๋ฒ• ์ œ10์กฐ์˜ 4์— ๋”ฐ๋ผ ์ž„์ฐจ์ธ์€ ๊ณ„์•ฝ ์ข…๋ฃŒ ์ „ ์ƒˆ ์ž„์ฐจ์ธ์„ ์ฃผ์„ ํ•  ์ˆ˜ ์žˆ์œผ๋ฉฐ, ์ž„๋Œ€์ธ์€ ์ •๋‹นํ•œ ์‚ฌ์œ  ์—†์ด ์ด๋ฅผ ๊ฑฐ์ ˆํ•  ์ˆ˜ ์—†์Šต๋‹ˆ๋‹ค.
Under Article 10-4 of the Commercial Building Lease Protection Act, tenants can find a new tenant before the lease ends, and landlords cannot refuse without a valid reason.

  • ๐ŸŸ  ๊ณ„์•ฝ ๊ฑฐ์ ˆ ์‹œ ์†ํ•ด๋ฐฐ์ƒ ๊ฐ€๋Šฅ
    Damage claims possible if landlord unjustly refuses
  • ๐ŸŸ  ๊ถŒ๋ฆฌ๊ธˆ ํšŒ์ˆ˜๊ธฐํšŒ๋Š” ์žฌ์‚ฐ๊ถŒ ๋ณดํ˜ธ์™€๋„ ์—ฐ๊ฒฐ๋จ
    The recovery of key money is considered a property right

๐Ÿšจ ์˜ˆ์™ธ! ์ž„๋Œ€์ธ์ด ๊ณ„์•ฝ ๊ฑฐ๋ถ€ ๊ฐ€๋Šฅํ•œ 5๊ฐ€์ง€
Exceptions: When Landlords May Refuse

  1. ์›”์„ธ 3๊ฐœ์›” ์ด์ƒ ์—ฐ์ฒด
    More than 3 months of unpaid rent
  2. ๋ฌด๋‹จ ์ „๋Œ€ ๋˜๋Š” ๋ถˆ๋ฒ• ์‚ฌ์šฉ
    Unauthorized subletting or illegal use
  3. ๊ฑด๋ฌผ ํ›ผ์†
    Damage to the building
  4. ๊ฑด๋ฌผ ์ฒ ๊ฑฐ·์žฌ๊ฑด์ถ• ํ•„์š”
    Demolition or reconstruction required
  5. 1๋…„ 6๊ฐœ์›” ์ด์ƒ ์˜๋ฆฌ ๋ชฉ์  ์‚ฌ์šฉ ๊ณ„ํš ์—†์Œ
    No business use planned for the next 1.5 years

๐Ÿ’ก ํ˜„๋ช…ํ•œ ํ•ด๊ฒฐ์ฑ…์€?
What’s the smart solution?

  • ✅ ์ž„์ฐจ์ธ์—๊ฒŒ ๊ถŒ๋ฆฌ๊ธˆ ๋ณด์ƒ ์ œ๊ณต
    Offer compensation for key money
  • ✅ ์ƒˆ ์ž„์ฐจ์ธ ๊ณ„์•ฝ ํ—ˆ์šฉ
    Accept the new tenant arranged by the current one
  • ✅ ๋‚ด์šฉ์ฆ๋ช… ๋“ฑ ๋ฌธ์„œํ™” ํ•„์ˆ˜
    Use formal documentation such as notarized letters
์ž„๋Œ€์ธ๊ณผ ์ž„์ฐจ์ธ ๋ชจ๋‘ ‘์œˆ-์œˆ’์„ ์œ„ํ•œ ํ˜‘์˜๊ฐ€ ํ•„์š”ํ•ฉ๋‹ˆ๋‹ค
Both landlord and tenant must seek a win-win agreemen

 

✅ Tip!

๋ถ„์Ÿ ์ƒํ™ฉ์—์„œ๋Š” ์„œ๋กœ ๊ฐ์ •์ด ์ƒํ•˜๊ธฐ ์‰ฝ์ง€๋งŒ, ์กฐ๊ธˆ๋งŒ ํ•œ ๊ฑธ์Œ ๋ฌผ๋Ÿฌ๋‚˜ ๋Œ€ํ™”๋กœ ํ’€์–ด๋‚˜๊ฐ€๋Š” ๊ฒƒ์ด ๊ฒฐ๊ตญ์—” ๊ฐ€์žฅ ์ข‹์€ ํ•ด๋‹ต์ด ๋˜๋Š” ๊ฒฝ์šฐ๊ฐ€ ๋งŽ์Šต๋‹ˆ๋‹ค.

Disputes can easily stir emotions, but taking a step back and resolving things through calm dialogue often leads to the best outcome for both sides.

์„œ๋กœ์˜ ์ž…์žฅ์„ ์กฐ๊ธˆ์”ฉ ์ดํ•ดํ•˜๋ ค๋Š” ๋งˆ์Œ์ด ์Œ“์ด๋ฉด, ๊ฐˆ๋“ฑ์€ ์˜คํžˆ๋ ค ์ข‹์€ ๋ณ€ํ™”์˜ ๊ธฐํšŒ๊ฐ€ ๋  ์ˆ˜๋„ ์žˆ์–ด์š” ๐Ÿ˜Š

With a little empathy, even conflict can become a chance for positive change. 

์˜ค๋Š˜ ํฌ์ŠคํŒ…์ด ๋„์›€์ด ๋˜์…จ๋‹ค๋ฉด, ๋Œ“๊ธ€๋กœ ์˜๊ฒฌ๋„ ๋‚˜๋ˆ ์ฃผ์‹œ๊ณ , ๋ˆ„๊ตฐ๊ฐ€์—๊ฒŒ๋„ ๊ณต์œ ํ•ด๋ณด์‹œ๋Š” ๊ฑด ์–ด๋–จ๊นŒ์š”?

If you found this post helpful, feel free to share your thoughts in the comments and pass it on to someone who might need it too!

๐Ÿ ๋ถ€์ง€๋Ÿฐํ•˜๊ฒŒ ๋ˆ ์ •๋ณด ๋ชจ์œผ๋Š” ๊ฟ€๋ฒŒ
Money-hunting Busy Bee ๐Ÿ Always buzzing for smart money tips! -MoneyBee ๐Ÿ€

๋Œ“๊ธ€