MoneyLog｜부동산·경제 인사이트

Many small business owners say the same thing these days:
fixed costs are harder to manage than sales.

Electricity, gas, water bills, and social insurance premiums must be paid every month—regardless of how business is going.

To ease this burden, the government introduced the Small Business Stability Voucher, offering up to KRW 250,000 per business.

The voucher can be used directly for essential expenses, making it especially helpful for micro-business owners.

In this post, we explain who is eligible, how the voucher can be used, and how to apply without missing the deadline.

The Small Business Stability Voucher is a government support program designed to reduce fixed operating costs for micro-business owners.

Instead of cash, the voucher is provided digitally and can only be used for essential expenses such as utilities, social insurance premiums, and fuel costs.

Eligible businesses may receive up to KRW 250,000 per business once all requirements are met.

This voucher prioritizes micro-business owners with annual revenue under KRW 104 million.

The benefit is up to KRW 250,000 per business. If one person runs multiple businesses, only one business can apply.

The voucher can only be used for essential fixed costs, not for general purchases or cash withdrawals.

• Utilities: electricity, gas, and water
• Social insurance premiums (4 major insurances)
• Fuel costs for business vehicles
• Fire insurance fees for traditional markets

Telecom bills and small online payments are not eligible.

To prevent system overload, applications follow an odd-even system based on the last digit of the business registration number.

• Feb 9: Odd numbers
• Feb 10: Even numbers
• From Feb 11: Open to all applicants

Vouchers are issued once eligibility is verified and can be used immediately.

Applications are accepted online only through official portals.

1. Log in and verify your business information
2. Select one card issuer to receive the voucher
3. Complete the application and wait for verification

The voucher is automatically deducted when eligible expenses are paid.

Applications may be rejected if any of the following apply:

• The business is closed or suspended on the application date
• Annual revenue exceeds KRW 104 million
• The business opened after Dec 31, 2025
• Multiple applications by one owner
• Attempted use for ineligible expenses

네, 가능합니다.
다만 바우처를 받은 카드로 자동이체가 설정되어 있어야 결제 시 바우처 금액이 자동 차감됩니다.

일반적으로 신청 완료 후 카드사 변경은 제한됩니다.
따라서 반드시 공과금·보험료 결제에 실제로 사용하는 카드를 신청 단계에서 선택하시는 것이 중요합니다.

요건 확인이 완료되는 즉시 지급되며, 별도의 통보 절차 없이 결제 시 자동으로 차감됩니다.

네, 가능합니다.
올해 바우처는 별도의 신규 사업으로 운영되기 때문에 요건만 충족하면 다시 신청할 수 있습니다.

1인당 1개 사업체만 신청할 수 있습니다.
공과금·보험료 지출이 가장 많은 사업체를 기준으로 선택하는 것이 실질적인 도움이 됩니다.

신청한 사이트(소상공인경영안정바우처.kr 또는 소상공인24)에서 로그인 후 신청 내역을 통해 확인할 수 있습니다.

Q. Can I use the voucher for automatic bill payments?
Yes, as long as the automatic payment is linked to the selected card.

Q. When can I start using the voucher?
Once eligibility is verified, the voucher is available immediately.

This voucher offers direct relief for fixed business expenses. Preparing your business details and selecting the correct card in advance will help you complete the application quickly and use the benefit effectively.