MoneyLog｜부동산·경제 인사이트

These days, when people hear about jeonse scams,
most landlords think the same thing:

“It only happens to tenants, not to me.”

But the reality has changed.

Now, landlords are becoming victims of a new type of jeonse fraud.

You signed a normal lease,
received the deposit,
and even allowed a jeonse right registration…

Then suddenly,
👉 your property gets seized or restricted by a bank.

And the most shocking part?

👉 This is legally possible.

If you do not understand this structure,
you could lose hundreds of millions of won without doing anything wrong.

Especially if your tenant is a corporation,
you need to read this carefully.

In this post, you will learn:
✔ Why this scam is legally possible
✔ How to protect your property
✔ Practical strategies you can apply immediately

“Knowledge protects your assets.”

This one article could help you protect your property before it is too late.

“This would never happen to me.”

That’s exactly what the landlord thought.

In Ulsan, a landlord signed a lease with a corporation.
The tenant said it would be used as employee housing,
and the deposit of 250 million KRW was paid in full.

Everything looked perfectly normal.

But one month later,

👉 the tenant secretly used the jeonse right
to secure a loan of 200 million KRW from a bank.

When the tenant failed to repay the loan,

👉 the bank placed a provisional seizure on the jeonse right.

As a result,

✔ the landlord could not sell the property
✔ could not find a new tenant
✔ and lost control over the asset

In other words, the property became financially frozen.

The worst part?

👉 This situation involves financial institutions,
making it legally complex and difficult to resolve.

The core of this scam is simple:

👉 Your rights are used without your knowledge.

If you don’t understand this structure,
you could face the same risk.

Especially when dealing with
corporate tenants + jeonse right registration.

“How is this even possible?”

The most dangerous part of this scam is simple:
👉 It operates within legal boundaries.

1. Jeonse rights can legally be used as collateral

Under Korean Civil Law,
tenants can freely dispose of their jeonse rights.

👉 This means they can use it as collateral without landlord consent.

2. Banks are not required to notify landlords

Banks do not have a legal obligation
to inform or obtain approval from landlords.

👉 Financial claims can be created without your knowledge.

3. Corporate tenants carry higher risk

Corporations are not protected under housing lease laws.

👉 They often request jeonse rights,
which can later be used for loans.

✔ Jeonse rights = usable as collateral
✔ No landlord notification required
✔ Corporate tenants increase risk

👉 Together, these create a perfect structure for fraud.

If you’ve read this far, you probably realized:

👉 “Without knowing this, anyone can become a victim.”

1. Add a strong contract clause

Include a clause prohibiting transfer or collateral use of jeonse rights.

2. Register the restriction (MOST IMPORTANT)

Contract alone is not enough.
👉 It must be written in the registry.

This prevents banks from issuing loans.

3. Check the registry regularly

Review at least once every quarter.

Look for unexpected liens or claims.

👉 These 3 steps can block most fraud cases.

As you read this, you might be thinking:

“I should be fine… right?”

Check the list below carefully.

👉 If any of these apply, take action immediately.

□ You have a corporate tenant
□ No restriction clause in your contract
□ You never checked the registry after registration
□ You allowed jeonse rights without full understanding

👉 Check the property registry immediately.

Look for:

✔ Unknown liens or claims
✔ Financial institutions listed on your property

If you find anything suspicious,

👉 Seek legal consultation immediately.

👉 This scam only works if you don’t know about it.

👉 Awareness is your strongest protection.

아닙니다.
전세권 자체가 위험한 것이 아니라,
👉 담보 제공 제한 없이 설정하는 경우가 문제입니다.

반드시 특약 + 등기부 제한까지 함께 설정하셔야 안전합니다.

가장 먼저 등기부등본을 확인하셔야 합니다.

👉 이상 권리가 없다면 지금이라도 관리 시작
👉 이상 권리가 있다면 즉시 전문가 상담 필요

무조건 위험한 것은 아닙니다.
하지만 개인보다 구조적으로 위험 요소가 많습니다.

👉 전세권 요구 시 반드시 조건을 꼼꼼히 설정해야 합니다.

Q&A

Is jeonse right registration always risky?

No. The risk comes from allowing collateral use without restrictions.

What if I already allowed it?

Check the registry immediately and monitor regularly.

Are corporate tenants always dangerous?

Not always, but they carry higher structural risks.

Conclusion

In the past, jeonse fraud mainly affected tenants.

Today,
👉 landlords can also become victims.

The key takeaway is simple:

✔ Add contract restrictions
✔ Register them officially
✔ Monitor your property regularly

👉 These steps can prevent most risks.

“Your property is only as safe as your awareness.”

If this helped you,
👉 please share it with other landlords.