MoneyLog｜부동산·경제 인사이트

• 1. 모다드림 청년통장이란?
• 2. 누가 신청할 수 있을까? (신청 자격)
• 3. 얼마를 저축하고 얼마나 받을까?
• 4. 신청기간과 신청방법
• 5. 신청 전 꼭 알아야 할 유의사항

• 1. What is the Moda Dream Youth Savings Account?
• 2. Who Can Apply?
• 3. How Much Can You Receive?
• 4. Application Period & How to Apply
• 5. Important Things to Know Before Applying

What if saving a small amount each month could help you receive up to KRW 9.6 million plus interest after just two years?

Gyeongsangnam-do has launched a new round of applications for the Moda Dream Youth Savings Account, a program designed to help young workers build long-term savings.

Participants make monthly deposits, while the provincial and local governments contribute matching funds, allowing eligible applicants to build assets much faster than with a regular savings account.

Since only 500 participants will be be selected this year, eligible applicants should apply as early as possible.

In this guide, you'll learn who can apply, how much you can receive, how to apply, and the important requirements you should know before submitting your application.

The Moda Dream Youth Savings Account is a savings support program created by Gyeongsangnam-do to help young workers build long-term assets.

Participants save money every month, while the provincial and local governments contribute matching funds. By maintaining the account for two years, eligible participants can build substantial savings.

• Duration: 24 months
• Monthly personal contribution: KRW 200,000
• Monthly government matching support: KRW 200,000
• Maximum maturity amount: KRW 9.6 million plus interest
• Total participants: 500

This is not just a regular savings account—it is a government-supported asset-building program for young workers.

Applicants must meet the eligibility requirements for age, residence, employment, and income.

• Age: 18 to 39 years old
• Resident of Gyeongsangnam-do
• Currently employed at a workplace located in Gyeongsangnam-do
• Must satisfy the required income criteria
• Participation may be restricted if enrolled in similar government-supported savings programs.

Please review the official eligibility requirements before applying.

Participants save KRW 200,000 per month for 24 months.

• Personal savings: KRW 4.8 million
• Provincial and local government support: KRW 4.8 million
• Total maturity amount: Up to KRW 9.6 million plus interest

This matching contribution allows eligible participants to build savings much faster than with a regular savings account.

Applications must be submitted online during the application period.

• Application Period: July 27 – August 19, 2026
• Application Method: Online through the official website
• Selection: Final participants will be chosen after eligibility screening.

Prepare the required documents in advance and submit your application before the deadline.

Meeting the eligibility requirements does not automatically guarantee selection.

• Applicants will be selected after the eligibility screening.
• Monthly savings must be maintained throughout the program.
• Changes in eligibility may affect continued participation.
• False or inaccurate information may result in cancellation.
• Please check whether you can participate if you are already enrolled in another youth savings program.

This program is designed to reward participants who consistently save over the full two-year period.

The Moda Dream Youth Savings Account helps eligible young workers in Gyeongsangnam-do build savings with matching support from the provincial and local governments.

Participants who save KRW 200,000 per month for 24 months may accumulate up to KRW 9.6 million plus interest, subject to the program requirements.

The application period runs from July 27 to August 19, 2026. Eligible applicants should review the official notice, prepare the required documents, and apply online before the deadline.

MoneyLog will continue to provide clear and practical information about government support programs, housing policies, loans, taxes, and personal finance.